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Midlife Musings and Measurable Goals
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Keep goingI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
Good luck with the move"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5
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Thanks @MovingForwards I'm good with the practicals. It's the emotional support, like having someone dress my cut hand or having a chat as I pass their front garden. These things take building over time, but yes I will get there
Thanks @mark55man exactly what I was thinking
Thanks @Forging_Ahead. your experience is what I hope to replicate. Thanks for the good wishes
Thanks @another_casualty, @beanielou and @jwilIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720257 -
So, today I woke up at 4am. Took down a lampshade, packed it and went back to sleep until 7am!
I've been having trouble with getting some shelves down. Tried for a whole hour. Asked my neighbour for a different screwdriver, but he came and took the shelves down in 10 minutes with a whizzy screwdriver
Plants sorted and now in carrier bags so they can be easily moved.
Made a fire of confidential waste.
Several bags of rubbish got rid of.
More packing...there seems no end to it...
I have my decorator coming later to double check the loft as I am missing a few boxes of china...
My soup maker has died!!!!! Had to use the hob...
This is my last post until I emerge on the other side.
Thank you for all the good wishes and supportIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/07202511 -
Good luck DIA 😼
Look forward to hearing from you soon ..🌞🌴6 -
It's not the same as a face to face chat, but we are all here and happy to natter.
Good luck with the final push, it's all worth it and I hope you pick a new soup maker up in a few days.Mortgage started 2020, aiming to clear 31/12/2029.7 -
The very best of luck x7
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Good luck my beautiful being
You are amazing, I know you got this 🍀😘💞💕💟❣️❤️💓💗💖💝😬🙌🙌🙌🙌🙌🙌🙌🙌🙌🙌🙌💪💪💪💪Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
🌟7 -
Just catching up. You've done amazing. Glad friends, relatives and neighbours have offered help.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/256 -
Good luck with the move to your temporary home.Life is an adventure, never stop exploring.7
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