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Midlife Musings and Measurable Goals
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Glad things are coming together for you. Natural to be anxious - but doesn't mean it isn't time for you to grow and spread your wings and fly. Things will sort.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/256 -
Change is unsettling, whether it's a new job, hairstyle or moving home. It's normal, but at the same time very exciting. As the pressure with your sale eases, it just becomes another frog.Mortgage started 2020, aiming to clear 31/12/2029.7
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happy new year, great progress made, look forward to continuing to follow your journey7
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Thanks everyone for positivity and yes change is difficult. We can all acknowledge that.
Thanks for delurking @klew356
Today I am pleased to report I have completed 80% of the solicitor's queries and scanned multiple documents
My BB keeps going down. I think it is due to excess demand with the schools working online and people WFH. Anyone else had issues?
Off to make some soup.
Hope everyone is warm and cosyIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720257 -
Broadband generally doesn't go absent through over-usage, although may become unusably slow. So not quite sure what you mean by down!, but I am (as a techie) a great believer in turn it on and off again. Clears things out lovely!!
We're have Broccoli and Blue Cheese soup in a bit, with an added leek which was looking a buit forlorn in the veg trayI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine9 -
Thanks mark55man. Yes, done the on and off. It is still slow and the connection goes frequently. I understood the system could be overstretched by too many people being on any one time. Anyway, good to see you enjoying soup like meIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720258 -
Mine is slow today, unless it's my works server struggling.
If it keeps happening over the next few days phone your internet provider, or look at their website, and see if there's any known issues.
80% of the paperwork is great, remember if you haven't got something say you don't, if you don't know an answer say unknown.Mortgage started 2020, aiming to clear 31/12/2029.7 -
Really pleased to hear of excellent solution DIA. Good for your relative too as much better to have somewhere occupied especially in winter so may relieve their worries.
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I've found BB slower this week too.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/257 -
Echoing the others on the news of your relative's house. So much better than having to share or rent whilst searching for your new house!😀Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”7
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