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2020++ - smiling and waving and looking so fine

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  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Friday - long walk round to pick up the car and a trip to the gym in the evening where I did some faster (ha) shorter running on the treadmill then a long uphill (5% incline) 

    Saturday - walked to Lidl did the weekly shop and got a lift back with OH, and just back from a walk while she caught up on Corrie. 

    So that's 7/7 days over 10,000 steps - I can't say I've got into a routine, and I can't say it was hugely mindful or restful, and I haven't lost any weight off the back of it - but tomorrow we have plans for a walk and Monday I'm back in the gym so I'll keep it going for a bit longer.  Mainly out of stubbornness and because when I'm walking I'm not spending


    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 7 August 2021 at 8:44PM
    Thank you @f0xh0les - I am enjoying the walking/running, its just not obvious how I will be able to fit it in - I walk about 100 steps a minute so 10000 is 100 minutes, and I don't seem to do much naturally (sedentary keyboard warrior type job apart from the odd webinar that I just have to listen to).  I need to find a natural slot but in the morning that would mean quite an early get up to be at work by 8:30 and/or not helping with supper/chores at the end of the day.  And I don't particularly enjoy going to the gym later.  

    I'll find a way, mainly it will mean trying to find a gap both before and after work say 7-30 to 8-30 and then between 5pm and 6pm.  Am enjoying listening to my music on the go - I used to do that for my commute which is mainly a thing of the past at the moment

    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • savingholmes
    savingholmes Posts: 29,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great about the £1K windfall. Congrats on all the steps - very impressive. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
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