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2020++ - smiling and waving and looking so fine

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  • Wow, just been catching up. You are going great on the exercise front, really brilliantly. Keep it up!

    Saturday at the pub sounds like a good un!
    Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
    OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
    Emergency Fund Target: 3 months saved ✅
     
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Jealous of your mini-break although I enjoyed mine when I did mine too. Have fun!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • mark55man
    mark55man Posts: 8,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    sorry everyone thought I had posted earlier.

    Today was my true 15/15 - I lost count somewhere.  I did a long (10km) sunny morning walk, but my fit bit conked out 3/4 way round, but still enough to get well over 10K by the time I had mowed the lawn this afternoon.

    Mini-break will be fun, just need to make sure I do an early walk on the days we are travelling - as I'm not sure out friends will be happy to join me in doing a long ambling loop


    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • mark55man
    mark55man Posts: 8,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    well sadly day 16 didn't happen - in the end a decision between helping a friend for a lot of the afternoon and then catching up with work until about 5 minutes ago to catch up meant I had to prioritise.

    I will still aim for 10,000 average in August, but its not going to be perfect.  sad, but a little relieved TBH
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • mark55man
    mark55man Posts: 8,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    safely arrived up North.  just going for a wonder - not quite sure if it will be long enough, but it will be close (and I'm on holiday) - happy hour cocktails and dinner then a film.
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Enjoy wonder... 
    Awe
    Taking pleasure in the little things
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • mark55man
    mark55man Posts: 8,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    so 16/18 on the 10k steps/day challenge.  Tuesday didn't quite happen with the driving and settling in and catching up with friends, but made 8000 - yesterday was well over with a big walk around then the gallery and shops - more happy hour cocktails, and a HM curry in the flat.  a nice balance between treat and MSE.

    will be home today but trying to fit in a NT property on the way down and wonder round, but I think you need to book and we haven't.  Anyway can always catch up when we get home  
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Did you get to the NT place? They like you to book but it isn't always necessary.

    16/18 for the amount of steps you've been doing is fab. I am at 75089 steps for the month - so currently doing slightly better than July. On top of that I did a whole pilates class... have to start somewhere... 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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