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2020++ - smiling and waving and looking so fine
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As long as it was not a tantrum in a teabag you'll be fine, and can still dispense your wisdom with abandon.
4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******1 -
I love thisf0xh0les said:As long as it was not a tantrum in a teabag you'll be fine, and can still dispense your wisdom with abandon.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/250 -
Tantrum in a teabag - lol!!savingholmes said:
I love thisf0xh0les said:As long as it was not a tantrum in a teabag you'll be fine, and can still dispense your wisdom with abandon.
I love the James Acaster tea bag analogy for brexit -
https://www.youtube.com/watch?v=DENLFFgTTVI I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine0 -
Here is a catch up report
- Steps: 1.06/2.5million steps this year - 2 days behind target
- Weight a little up so 6/24 for target 1 (Under 17st) - At least I only gained a few lbs in my month off
- Exercise - 5km in 48'52" on treadmill - 2km in 9':23.8 on the C2 Rowing Machine - Membership paused while its summer
- Savings - £6000 / £10,800 - juggling savings is my new hobby
- Retirement-Day - 10 months to go (Stopped using Actual Working Days to go as was getting confused so now just doing weeks
I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine1 -
'juggling savings is my new hobby' made me laugh
Well done with the frog.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720251 -
Made me smile too.doingitanyway said:'juggling savings is my new hobby' made me laugh
Well done with the frog.
Well done on the credit.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/250 -
Thank you
Having a quieter week at work than the last few - which is good as May was intense, meant I could reach out to a few people so that I could pay back some favours, and do that corporate stuff that I won't miss at all, but is still important for getting on
Enjoyed a coffee out in the garden with OH - still stuff to do but was good and shady whilst also being warm - luxury
I need to restart my exercise Mojo and restart the diet - a much better hobby than the one I suggested above
A busy weekend cleaning out the rooms formerly occupied by DS1 - did a good job, but still not quite good enough for moving in of his sibling & +1
Good weekend allI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine2 -
Sounds like it's still full on at homeAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/250 -
I know its never ending - or in my case never starting
SH, you are much further ahead in your journey tp decluttering / tidy. The fact is I don't enjoy that suff and I'm not naturally tidy-minded - everything I throw away reminds me of the mistake I made in buying it, and the risk we might need it (which has happened almost every time we have made a start). The above is all a pants excuse really, I just need to get going and it is really motivating to see the difference its made to youI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine1 -
Thanks Mark. I feel lighter as stuff leaves. Less nagging things in my eyelineAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/250
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