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2020++ - smiling and waving and looking so fine

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  • Humdinger1
    Humdinger1 Posts: 2,295 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    May I say how thrilled I am to see 'roister' coming into wider use! Is it really as posh as suggested up-thread?!  I do smack my lips over it, I must confess but that's because I find words lead me to alternative universes at times....
  • mark55man
    mark55man Posts: 8,209 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'm not sure about posh Humdinger. 

    However I feel Roister is posh as although noisy and inconsiderate Roisterers are tolerated / even looked upon with favour.  Whereas Rowdy is exactly the same behaviour but carried out by not posh people and is therefore frowned upon and possibly bought to the attention of the boys in blue
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • Glad you are enjoying your holiday in our little corner of the world. You have been lucky with weather although we have been up in London for the last few days so actually I don't know what it has been like at home.  Nice today though. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • mark55man
    mark55man Posts: 8,209 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hello ES - its been gorgeous - lots of sitting outside on terraces and sea front benches.  Bit wetter today and cloudy / windy for the next and our final few days.  Maybe more shopping!!  CS only
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • mark55man
    mark55man Posts: 8,209 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Steps report - (*smug alert*)

    Am already at this weeks target (3 days to go), averaging 10K for my holiday and am now very nearly on target for 3m this yar if I can keep 8500 a day rather than 7000 which isnt unreasonable.  On my 2.5m target I am 5 days ahead so I could have some sofa days !!
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Love the smug alert. Glad you have had a great holiday 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • mark55man
    mark55man Posts: 8,209 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks SH.  Was away for 11 days including travel days and a day in the middle which was a work from holiday home day (pre-planned and unavoidable and why we went for a week and a bit to make up).  Of those 11 days I made 7K every day.  I made 10K every day except travel down day and WFHH day.  I am still slightly short of 3m/year pace but won't worry about that, just am very comfortable I am a week ahead of my 2.5m/year target
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • mark55man
    mark55man Posts: 8,209 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 27 February 2023 at 12:03PM
    Here is my report from Monday 20th. 
    • Steps:  405K/2.5million steps this year - 6 days ahead of target - Max on Target Streak 12   
    • Weight - +4lbs on over last couple weeks so 8/24 for target 1 (Under 17st) 
    • Exercise - 5km in 48'52" on treadmill  (1 min down) - 2km in 9'54 on the C2 Rowing Machine (not doing atm) - been a bit slack
    • Savings - £1500 / £10,800 - just juggling holiday costs so a little behind schedule
    • Retirement-Day - 245 AWDs (Actual Working Days to go - not changed whilst on holidays)
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Steps are going well.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Annual steps look scary... had to do the maths :D £7k per day sounds better!
    Glad you had a good holiday :) 
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
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