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2020++ - smiling and waving and looking so fine

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  • mark55man
    mark55man Posts: 8,209 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Been opening new regular savings and closing the old ones - may have overdone it and contributed twice in one pay period (end of Jan and start of Feb) which could leave me a little short later in the month.  I've got used to not worrying about the overdraft but I will be careful, and as a precaution have decided to spend my half term holiday spends on my CC (CC3) as I know I am getting a cost of living allowance at the end of March which will cover it. I'm sure management didn't intend for it to be spent on pasties, ice cream and fish and chips but that's where its going.  I do feel for those younger colleagues who are really struggling at the moment with much less room for discretionary spends.  Thankfully Petrol is cheaper again as it will be a couple of tanks by the time we are home again
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • Humdinger1
    Humdinger1 Posts: 2,295 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Col allowance will henceforth be known as the roistering fund @mark55man! Loving your diary as ever.   Onwards and upwards love Humdinger x 
  • mark55man
    mark55man Posts: 8,209 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 4 February 2023 at 11:26AM
    You are too kind @Humdinger1, but I will confess to smirking while I typed my CoL one liner.  Luckily MSE is not a non-smirking zone 

    ETA: Roister is such a good word - *makes note to use it more*
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • mark55man
    mark55man Posts: 8,209 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Lazy day today.  Nice and sunny already - have some admin to do and some coffee to drink - may wander out and see what is open

    Also some DIY to do which is a bit of a frog of mine but will give it a bash 
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Impressed with the 20,000 steps in a day. Your other goals are working well too. 

    Not heard of roistering - will need to look it up.

    Enjoy your COL raise.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • mark55man
    mark55man Posts: 8,209 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Roister is a bit PG Wodehouse / posh boys - of which I am a fan of neither but I like the word!!  I imagine the Eton Rifles might have roistered in the cloisters 

    I set out today to achieve not very much and I am 100% on target!.  Busy half week then 10 days off.  I normally take my laptop as so much is on line these days so I will be checking in but maybe not so often 
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • alt80
    alt80 Posts: 4,641 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Doing really well mate. Good to see you on track.
  • 20000 in a aday is impressive, I'm chuffed if I hit 15k
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
  • mark55man
    mark55man Posts: 8,209 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thank you @alt80

    OSHDTH - I wasn't chuffed so much as chafed - and a little footsore, but yes - up super early for a 10K walk from the Station to the embankment and 9am meeting - then a shorter walk and back to our office near London bridge!! 
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • Humdinger1
    Humdinger1 Posts: 2,295 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Impressive @mark55man! Do you recommend any walking shoes? I need new ones.  I think buying online can be very hit and miss.  
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