NST January 2020: A Turtle Quest

Pennydrops

Can I join in too please. Happy new year all xxx
Pd x

bizzie

Can I join in please.
Was a bit ad hoc during 2019, and knowing what I'm like will probably continue that trait during 2020, but no harm in trying.
I do read every post and take inspiration from everyone.

Doing_it_my_way

I need to give myself a kick up the butt so I would like to be in please??

apple_muncher

Pinch, punch, first of the month/year/decade! No returns!


And we're off!

Happy_Monday

Number 13 checking in to say good morning, happy new year and I’m looking forward to be part of this months challenge. Can’t wait to see what this month brings x

nannygladys

Happy New Year everyone!!!

Today will be a good day for me, I have LO's for dinner, breakfast has been eaten and lunch is salad. Menu plan done and money for the week is sorted and put in correct places,

This week I intend going down the lottie to get a couple of leeks to make some soup and have a look what has been happening down there. I will carry on with my knitting, sewing and reading and start doing a bit of yoga (never done it before, but Ive been looking on the tube and fancy doing some of the stretching exercises) and also seeing where I can cut back even further.
1/16 sfd
gratitudes:
1 Feeling positive
2 Having organised meals for the next few days
3 Seeing family

Nannyg

CJRyder

Is there room for another turtle?

Toni'sfriend

Happy New Year, Turtles. Good luck with your quest. xx

Rowan9

Love reading this thread - cheering you turtles on!
Wishing you all well for this shiny new decade X

abundant1972

HAPPY 2020 EVERYONE!!!

The new decade has arrived and it feels great - full of hope and promise for a better future, not just financially, but mentally, emotionally, physically and spiritually...

QUESTION: For me this is a) Do I need it? b) Can I afford, it and also c) to learn to recognise unhelpful habits, behaviour and thought patterns and challenge them.

UNLOVED/UNUSED: I am getting together a box, maybe decorate it, and will over the next few months make a concerted effort to examine everything I own, room by room. If anyone saw Marie Kondo's show, she talked about sparking joy, when deciding if to keep an item. I will try and tune into that. When it's full, I will recycle or gift...

EXERCISE: a) Mind - daily Mindfulness/journaling b) Physical - gym 3/week and walks outdoors. This last one in particular is important - and I want to find somewhere local in nature I can spend time in.

SAVINGS: a) Shop around for cheapest groceries b) Buy own brand foods c) Save a regular amount each month to cover bigger expenses later in the year d) Once my Regular Saver ends I will use it to clear a chunk off my remaining debt and then rebuild my EF over time

THANKFULNESS: a) Daily gratitudes b) I am starting a new friends and family address book/birthday reminder book. I have been shocking at making time for old friends and making new ones, I have been so tied up with moving, family commitments, and getting caught up in my own life. This way I can make sure I don't miss their birthdays, and I make time to write to them and keep in touch. I am also taking one weekend a month off from family duties to make space in my own life for friendships to grow.

NSD TARGET: 16 Days. I am allocating set days to shop this month, and have taken all credit cards and store cards and vouchers out of my wallet leaving just the cash for the week. I am less likely to binge-shop if I think I'll be missing out on nectarine points and money off fuel etc.

Not decided on my SuperHero just yet but I am sure he will emerge!!! Hmmm... I like the idea of Phoenix - but a) she is a she (and I am a he!) and b) she was kinda evil...! I'll get back to you on this one haha!

So without further ado, I am off to visit my family and will continue my journals, planning and goal setting when I am home later. Wishing you all a happy, healthy and abundant New Year!!!