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The "Save 12k in 2020" Thread!
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No 60 reporting in with £563.56 saved in October.It is the job that is never started that takes the longest to finish. Tolkien.Save 12k in 2025 No 18 365 1p challenge 2025 No 22
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No 147 here. £250 for November please. Moving my priorities on improving my LTV for remortgaging so using cash to OP. Thanks slowlyfading for updating. X
MFW 2025 #32 £4,006.43/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000
Save £12k in 2025 #48 £9,600/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000
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#22 reporting another healthy £1227.78 for October and update form completed.2
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Nr 72 reporting in a bit late.
September: £25
October: £1050
Total: 6,350 / £8000
We managed to squeeze in some more weeks away to Germany & Greece in October before it all slammed shut. At least most holidays of work now used and rest will just carry over. September was not great as paying for the holidays and October was also expensive, but i did get a bonus hence managed to get something more than before.2 -
£522 saved in October.Christmas presents all bought, paid for and 95% wrapped. Some delivered before lock down just in case anyone is unwell over Christmas.2025 Fashion on a ration 0/66 coupons
2025 Frugal challenge3 -
Evening all, no. 10 here reporting -£133.50 for October ... sadly had two huge repair bills (boiler repairs and a path that partly needed replacing), plus two birthday celebrations, which were more fun than the repair bills but also spendy. So my total for the year to date is £10,451.53. Still pretty confident of reaching target.3
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Hi SF and forumites,
#51 happy to report £168 gain on S&S isa. This brings up my annual total savings to £2127.47 & honestly considering all the crap this year I'm happy to have broken the £2k barrier.
Thanks SF for running the forum and looking forward to joining the challenge again in 20212025 financial goals & challenges!
1). Mortgage (started Jan 2024) £107,542.12 / £122,400.00 Overpayment total: £904.60 (Inc Sprive yr 1 o/p £19.16 & £55.34 reg monthly overpayment) Equity 27%
2). #7 Save 1p a day challenge 2025 £150/£780
3). £2109.85/£3000 in Investment ISA (34/50 investments)
4). Increase cash savings & saving pots
5). Keep debt to a minimum.
Favourite quote: 'Life is like a box of chocolates, you never know what you're gunna get!' Forrest Gump2 -
#93 declaring for November -£29.29. It’s been a spendy couple of months and I’m now just trying to hold savings until the end of the year. Can’t believe just one more month to go now. Also looking forward to taking part in 20213
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Good evening. #42 reporting £781.48 for November, taking me to 81% of my target. On the face of it, a poor month but I have now started making additional contributions to my LGPS pension (I said I wouldn’t count contributions towards this when I started the challenge).
Can I make the target? Realistically probably not, however I am expecting a bigger pay packet in December, and I do have a LISA bonus pending, we shall see!Save £12k in 2020 #42 £12,551.25 / £14,000 89.65%5 -
Good evening everyone #107 very very late update 🙄
Sept £2000
Oct £2000
Nov £2000
I have reached my target but will not change it now as only one more payment.
I'm starting to ponder over next year target. Our spending will probably be less again next year. We are not booking any holidays until things get back to some normality. I cant be doing with the whole quarantine and uncertainty of are we going or is it cancelled. We have one pending October 2021and August 2022 as changed this years to the latest date we could rearrange (paid for). We have no desire to return the eating out/social events as much as we did. One thing covid has taught us is to be happy with what weve got and enjoy the simple things in life. Anyway enough from me. I hope everyone reaches their target but if not it doesn't really matter.....theres always next year xMortgage free 25/9/2019 8years and 7 months early 😁😁😁2
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