Mortgage free and finally in a forever home

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  • Tahlullah.H
    Tahlullah.H Posts: 1,227
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    You too TG.
    What I do not give, you must never take by force.
    Mortgage outstanding - 30/12/22 - £25,900. 31/01/23 - £22,300. 28/02/23 - £20,500. 31/03/23 - £17,500. 30/04/23 - £15,800. 30/05/23 - £13,800. 31/06/23 - £11,300. 31/07/23 - £9,800. 31/08/23 - £8,300. 30/09/23 - £6,000. 31/10/23 - £3,000. 30/11/23 - £1,200. 06/12/23 - £00.00
    God save us everyone, As we burn inside the fire of a thousand suns, For the sins of our hands, The sins of our tongues, The sins of our fathers, The sins of our young.
    Linkin Park
  • TallGirl
    TallGirl Posts: 5,463
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    Lovely weekend lots of golf and a friend joined us yesterday I had not seen since Xmas. 

    Garden looking so nice got the arch up now just need stuff to grow up it. Turf will be going down tomorrow so that’s really good. 

    Did something not very mse extended my mums ticket by two days. Just not enough time and you never know what will happen. £100 to change it but we’ll worth it I think. 

    Lots planned incl a home spa day with a lovely lady doing massages for us. Also got meals out etc planned. Can’t wait only 2.5 days work left now. 

    Hope you all enjoyed the sunshine here’s a few pictures of my garden. 


    Save £12k in 24 No 50
    PB Win 21 £225, 22 £275, 23 £900, Balance Feb 24 £41,650 (Wins, Jan £200 Feb £150) 
    Plan to move to Denmark for FIRE by 2028 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • TallGirl
    TallGirl Posts: 5,463
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    Seems I forgot to press send on my last post. Now I've got my mum here we're busy doing lots of nice stuff. 

    Bought a set of garden furniture finally old cube was 10 years old and had had it.  New set 10% off sp £944 which is a lot cheaper than the set I had fallen in love with at £2300 which is insane for a 4seater set.  

    Mum goes back Thursday so a nice long break.  Here are the garden picture I forgot to send last time. 

    Again forgot to post last post will sort this time with some pictures from today 
    Save £12k in 24 No 50
    PB Win 21 £225, 22 £275, 23 £900, Balance Feb 24 £41,650 (Wins, Jan £200 Feb £150) 
    Plan to move to Denmark for FIRE by 2028 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • TallGirl
    TallGirl Posts: 5,463
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    Lovely weekend played in a club match yesterday we drew but our team won overall. Nice meal afterwards and got invited to play at another club in August. 

    Got so much social stuff coming up it's crazy. Friends staying next weekend and DDs cousin arriving from the states staying for a week. Then the following weekend golf and two more friends over. After that a break until my niece is over in July. Still need to book the flights back. 

    Been gardening properly today main at the front here is the back in all is purple splendour. 


    Save £12k in 24 No 50
    PB Win 21 £225, 22 £275, 23 £900, Balance Feb 24 £41,650 (Wins, Jan £200 Feb £150) 
    Plan to move to Denmark for FIRE by 2028 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • TallGirl
    TallGirl Posts: 5,463
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    Here is the front and side garden which is my veg garden and flowers. I'm really pleased with how it's getting on just need the bedding plants to be a bit bigger so they can go in the ground. Growing perennials with Monty but very small still so won't go in until next year. 

    Hope you like the pictures 

    Save £12k in 24 No 50
    PB Win 21 £225, 22 £275, 23 £900, Balance Feb 24 £41,650 (Wins, Jan £200 Feb £150) 
    Plan to move to Denmark for FIRE by 2028 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • Tahlullah.H
    Tahlullah.H Posts: 1,227
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    edited 22 May 2022 at 5:19PM
    Hey TG, your photos are truly beautiful.  Purple splendour indeed!
    What I do not give, you must never take by force.
    Mortgage outstanding - 30/12/22 - £25,900. 31/01/23 - £22,300. 28/02/23 - £20,500. 31/03/23 - £17,500. 30/04/23 - £15,800. 30/05/23 - £13,800. 31/06/23 - £11,300. 31/07/23 - £9,800. 31/08/23 - £8,300. 30/09/23 - £6,000. 31/10/23 - £3,000. 30/11/23 - £1,200. 06/12/23 - £00.00
    God save us everyone, As we burn inside the fire of a thousand suns, For the sins of our hands, The sins of our tongues, The sins of our fathers, The sins of our young.
    Linkin Park
  • Mrs_Money_Penny
    Mrs_Money_Penny Posts: 1,195
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    Love your photos. Purple is my favourite colour x
    2024 Decluttering 1451 ⭐️
  • TallGirl
    TallGirl Posts: 5,463
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    Sorry I've not been around been so busy with people staying here. After my mum went back it was friends from Cornwall we had not seen for 2 years then DGs cousin from the states and finally our other friends for a weekend. Phew a lot after lockdown with no one here but all good fun. Did the jubilee celebrations with the cousin saw a beacon and also enjoyed the sunny weather. 

    Garden is looking fab and got to use the pool and share it with friends and family after so long. 

    Has been expensive though as my mum paid towards us having new garden furniture and paid me back in Danish kroner did the same with her own spending money. 

    We then finally had our wardrobes ripped out and replaced with IKea built in done by our carpenter plus new handrail and also fixing our pool pump box. 

    Then some treats such as a new set of duvet covers from Dunelm they were reduced from £75 to £37 so good deal for super king. I then also stupidly paid my credit paid after my mum had been here and it still took the direct debit so a big credit. Soon sorted by all the spending as we booked flights to Denmark and a theme park for when my niece is over in July.  

    So all savings gone until I sort the payments out with dg but she's a bit skint lol. Anyway it's all good stuff and there will be more spending on a trip to Devon. Dg gave me a round of golf in Scotland but looking at doing a road trip was very expensive  and would mean a lot of time off work so changed it for a hot air balloon ride. You can do that in Devon so we will book to go for a golfing weekend in August with our friends and hopefully do it then. 

    Guess that is what savings are for but feel a lot and I do not dare to tot it all up. Work is fine really need to do some today as I've taken Friday off as it's such a nice day. I managed to get back the 7 days I did not spend last year so have quit a bit of leave left even with all holiday and days off booked now. 

    Take care and enjoy the fab weather. 


    Save £12k in 24 No 50
    PB Win 21 £225, 22 £275, 23 £900, Balance Feb 24 £41,650 (Wins, Jan £200 Feb £150) 
    Plan to move to Denmark for FIRE by 2028 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • TallGirl
    TallGirl Posts: 5,463
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    Some actual money savings news for a change struggled to transfer my Zopa ISA over to my new provider when they closed their books. My IFA tried and I did too several times but each time they just said it is not long now. Eventually I put in a complaint. 

    Lo and behold a few weeks later I find out it's been transferred but neither company has told me. I kept getting messages from Zopa we are looking into this and almost felt tempted to say forget about it. I gave the person I dealt with on chat feedback and then finally got an email saying we're sorry and it's our fault here is £75 for lost interest. 

    Well I'm very happy to accept that just glad I did not cancel the complaint. Now what to spend it on lol. 

    I'm kind of happy the interest rates a going up I remember as a student getting 10% in Denmark on my savings those were the days but I had no debt either. I know it's tough for mortgages but house prices cannot don't to rise it's crazy. 

    Had Friday off to chill by the pool such a hot day really nice. 

    Enjoy your weekends. 
    Save £12k in 24 No 50
    PB Win 21 £225, 22 £275, 23 £900, Balance Feb 24 £41,650 (Wins, Jan £200 Feb £150) 
    Plan to move to Denmark for FIRE by 2028 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • TallGirl
    TallGirl Posts: 5,463
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    Sorry it's been two weeks already gone so quickly. 

    Was really getting back into golf playing in competitions again. Even came second almost won (same score lost on count back). Unfortunately dg had a bad game yesterday and flipped and is now sting she wont play again in competitions which is such a shame as she was getting really good and we have a lot of games coming up which is just so sad. I'm sure she'll come around but right now it's all drama and she's not playing today and has pulled out of the comp Sunday. I'm trying to ignore it yet again but it's really annoying. 

    Started to strip the pine until I bought when my mum was over but it feels like such a big job I'm going to take the doors and the table to be stripped by someone else. It's £75 but I would have to spent at least £30 of chemicals plus time ofcourse. At least this way I can get it done much quicker and start using it. 

    Work is fine not to busy but I'm getting there slowly slowly I think. Going up to hq on Tuesday for the day plus a social evening such be really nice to see everyone. 

    Shame the weather isn't good enough to get in the pool really want it to heat up but likely to be next week when back at work typically. 

    Garden is going well I'll post some pictures of two pots I have of the £3 flowers I got from the MSE offer earlier in the year. So pretty I think. 


    Save £12k in 24 No 50
    PB Win 21 £225, 22 £275, 23 £900, Balance Feb 24 £41,650 (Wins, Jan £200 Feb £150) 
    Plan to move to Denmark for FIRE by 2028 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

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