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Mortgage free and finally in a forever home
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Another that's 24 in total very happy with that. Booked flights for the trip to Denmark in July just crossing fingers but it's start of school holidays so will get booked up. £160 for me and £187 for DG including luggage more that we usually pay.Got a few bits done on the house so two items off my to do list. The trumpet is finally up I'm so happy with it we just need a lamp in the corner now for the lounge but the one we want at £25 is out of stock.Ebays stuff is coming along but slowly the buyer of the action man stuff says three items are not form the 70's which dg did not know. He wants money off which is asked how much and he was very sarcastic. Hopefully sort it he can just send it all back there was quite a few bidders on it.Going to cook pulled chicken burger from the Simply Cook spices tonight look forward to that. Next batch has arrived so some more to try sadly Katsu curry was sold out but we got the lamb koftas again as they are so nice.Going in the hot tub tonight put the new marque on it so it can rain all it likes now.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest1 -
Evening what a lazy day Mexican pulled chicken with potato wedges is now a firm favourite yummy it was good. Did share two bottles of wine hence not a lot for done today.Did finish of my journal of the nsd ended up like this: drumroll 25 in total.Very happy to have that moved to savings pot can now spend that on something for me perhaps some gardening.Went for a a walk along the sea front near us visited DGs aunt so she could give me my Xmas present as it was a gardening journal. Really sweet of her just stood on the door stop did not go in. Cold and wet weather but good to get out. Back to the journal ended the month with to dos left so they will move to Februarys list and I'll do a new list of nsd. Decided on different colours and a valentines themeDiet totally out of the window but meal plan done for next week and make some musli in a bit for next week and boil some eggs. Asda order done ready for Tuesday delivery. Also found someone to take and clear up my old laptop so it can be used for homeschooling doe someone.Hope you all had a lovely weekend I'm sad it's Sunday again but there we go been to have a lazy day.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest4 -
Ahhh - I love your journal pages for NSDsI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £202
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Thank you greent drew my first Purple Heart today as it was another nsd.Not really thought about how many I want this month I think 20 is very realistic but remember this is just my personal spend we do a lot jointly.Have had a headache all day so finishing work now. Did do Joe Wicks this morning and this evening we need to swap our monitors around so I get DGs larger one and she will have three on her desk (don't ask] her IT drives me crazy but it is getting a lot better.We had some of the leftover pulled chicken in our wraps for lunch so so nice. Dinner tonight is what we did not make last night. Sausages and salad sounds odd I know but nice. Had a very cheeky McD last night junk food no longer agrees with me.Joint accounts very low but this will be our first month with no bills from London flat and obviously no CT bills so should build up nicely now. Roof might be fine as no condensation since extractor fan and duckting was replaced in drying room. Fingers crossed would be great if it does not need the went tiles.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest3 -
So so sad about Captain Tom RIP amazing last year of his life.Another nsd and sorted all my pots out on Monzo and topped it back up to £200 for this month. Not sure if I actually need to spend anything this month not getting a hair cut I shouldn't think but I am going for a walk at the weekend so will probably buy a coffee for us.DGs IT seems a lot better she's now for three screens one mouse that operates all and getting a new keyboard too. Will be fab if there is no more issues. Got quite a lot of work done today and can now crack on with some more which will be fab.Asda running late today but should still be coming. Bootcamp tonight but it will be an early night both really tired. Sorry not much excitement to report here today.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest4 -
Another NSD but no Joe Wicks this morning due to work conference so doing it when dg gets off work. Also popping over to our ex flatmate with some Danish sweets and leftover Xmas beers as we haven't seen them for a long long time.Can't believe it is three years today I went to bootcamp for the first time. God it's changed me forever so glad I went and also the second time. I am keeping it up even if I am not loosing weight as quickly as I did last time. I am getting fitter though which is fab we shall see when I'm going for that walk with my friend at the weekend not done any walking at all.I am enjoying doing the MSE Open university I try to do it that half and hour before dg finishes work. Should really do some now instead of writing on here.Seeing my IFA on Friday should be interesting.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest1 -
Another nsd but sorely tempted to join the Morgan and Thompson gardening club you get £20 vouchers and 10% off (1 year) for £10. I love that site although I also like garden centres. I'm going to need some Nermathodes we have some many slugs.Got virtual bootcamp tonight (this week it's 3 years since our first real week long camp). Then quick shower and dinner before bingo with the golf club at 8pm. Should hopefully be fun to see people again.Friday tomorrow so so nice. Also finished section 1 of the MSE academy learning was really interesting. Dg is fed up with work and phone IT which is not good.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest2 -
Glad you are enjoying the course TG. Completed it last year, so I am sure you will enjoy it.
Sorry to hear DG is still having IT problems. Do you know what she actually wants? And is the IT issue causing her unhappiness with work?What I do not give, you must never take by force.
Mortgage outstanding - 30/12/22 - £25,900. 31/01/23 - £22,300. 28/02/23 - £20,500. 31/03/23 - £17,500. 30/04/23 - £15,800. 30/05/23 - £13,800. 31/06/23 - £11,300. 31/07/23 - £9,800. 31/08/23 - £8,300. 30/09/23 - £6,000. 31/10/23 - £3,000. 30/11/23 - £1,200. 06/12/23 - £00.00
God save us everyone, As we burn inside the fire of a thousand suns, For the sins of our hands, The sins of our tongues, The sins of our fathers, The sins of our young. Linkin Park2 -
Thank you Tahlullah wise as always yes there is a lot more to it. Problem is she is still grieving for her mum and not really coping with that. She's a perfectionists and her supervisor is a bit of a genius with poor people skills. Not nasty just high standards so corrects her work and she cannot stand that. She is wanting to give up law just because of it but it's a good job she is learning lots just wish she would open up and talk. She's acting like a child sulking right now as he said some things to her at her mid year review. He was annoyed she had not told him of the IT issues which I agree with him on. Hopefully it will resolve itself she's speaking to a workmate night and having some Prosecco usually means a late night but she enjoys that.I'm going for a walk tomorrow with my friend from the golf club. She's struggling too but just nice to see her. I'm also looking to apply for yet another job internally. It's exactly the same role as last time but different department as in area of work so not my old specialism but closely related to it. It's only a maternity cover sadly and there will be stiff competition as loads of roles run out end of March and told today it does not look good for extensions. I've got far more proper experience in this job than when I last applied so more confident really. Let's see got next weekend too and I can use some of the same replies as last time as it is so closely related.Nds too itching to shop for the garden and get out here but rain and wet then bright sunshine. I will get out this weekend to cut another bush down so the cuttings can be taken away. Enough of an essay best finish now.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest2 -
Good luck with the job application. It is always easier when you are inside the organisation, than trying to get in from outside. You have a good understanding of what they want and how they work, so preparation shouldn't be too difficult.What I do not give, you must never take by force.
Mortgage outstanding - 30/12/22 - £25,900. 31/01/23 - £22,300. 28/02/23 - £20,500. 31/03/23 - £17,500. 30/04/23 - £15,800. 30/05/23 - £13,800. 31/06/23 - £11,300. 31/07/23 - £9,800. 31/08/23 - £8,300. 30/09/23 - £6,000. 31/10/23 - £3,000. 30/11/23 - £1,200. 06/12/23 - £00.00
God save us everyone, As we burn inside the fire of a thousand suns, For the sins of our hands, The sins of our tongues, The sins of our fathers, The sins of our young. Linkin Park2
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