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Mortgage free and finally in a forever home
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Thanks both not a no spend day today as my Graze payment went out which is £3.89 so I have now suspended it for 4 weeks don't need it trying to loose weight.As for the bullet diary I'm totally new to it and I've only watched a couple of YouTube videos. This was the one I started with https://www.google.co.uk/url?sa=t&rct=j&q=&esrc=s&source=web&cd=&ved=2ahUKEwjY_PD6poruAhWJUcAKHcogDpsQwqsBMAJ6BAgMEAM&url=https%3A%2F%2Fwww.youtube.com%2Fwatch%3Fv%3De63lo64nnto&usg=AOvVaw0p3nTr6U1Cse7PQlMT2T_AIt's really pretty and I got a whole load of crayons as a present form my manager. So I've set up a 12 month calendar and a monthly one for Jan so far. Plan is to put things in them that can then be ticked off when done. You are also meant to have a daily one for the month and then you review what you have done and what you haven't and then move them on to the next month or put them in the planner. This is what I have done for the NSDs.Front door has seized up again so cannot open but new mechanism is on order for free. The roof has a small leak and the outdoor shower still isn't turned off. That can all go on my bullet journal for sure.Watching Boris see if there is any news not that it changes anything for us. Would need to go to the storage place at the weekend hopefully that is allowed.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest2 -
So annoying to hear about the snagging, but as you say, it can all be fixed. The diary looks pretty. I was given a lovely book when I left my last place of employment and haven't used it - couldn't think of anything to use it for, but this looks like a great idea to track progress.
TxWhat I do not give, you must never take by force.
Mortgage outstanding - 30/12/22 - £25,900. 31/01/23 - £22,300. 28/02/23 - £20,500. 31/03/23 - £17,500. 30/04/23 - £15,800. 30/05/23 - £13,800. 31/06/23 - £11,300. 31/07/23 - £9,800. 31/08/23 - £8,300. 30/09/23 - £6,000. 31/10/23 - £3,000. 30/11/23 - £1,200. 06/12/23 - £00.00
God save us everyone, As we burn inside the fire of a thousand suns, For the sins of our hands, The sins of our tongues, The sins of our fathers, The sins of our young. Linkin Park2 -
That's very pretty. Thanks2
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Thanks both it's quite easy to set up just don't make it too fancy I think. I've added my to do list now and a goals plus financial goals for this year.Forgot to say my cafe nero subscription went missing so I'm getting a refund £27.10 not sure what to do with it yet maybe ping it to savings but keep it out of £12k challenge. If I don't spend the £200 I'm allowing myself I might also save that then if I need to dip into it say books flights etc it is there.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest2 -
Almost the weekend hurrah. Just popping in to say sadly a spend day as had to pay £3 for a collection at work. Going to Lidl later not planning on spending anything. Going to list my spare office equipment from the London flat keyboard and mouse plus screen and laptop raiser. All as new so hopefully sell it ASAP.Good new front door working again.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest2 -
TallGirl said:. Going to list my spare office equipment from the London flat keyboard and mouse plus screen and laptop raiser. All as new so hopefully sell it ASAP.
Good news door is OK againI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £202 -
Thanks both much appreciated no takers for the office equipment might have to list it separately rather than together.A nsd today very happy with that. Went to drop the charity stuff off at the storage place nice to get it out of the house. Picked up two boxes of records to work through. Then went to Makro got loo roll and then dg went a bit nuts with chalk pens for the pool bar. She did have a nice time drawing up a new sign she is quite artistic but doesn't do art at all so this was nice to see. My Christmas present arrived 3 lengths of lovely fabric now I just need the subscription to the sewing magazine to start and I can get cracking. Did fix a top that had a hole in it, made 8 turkey burgers for the freezer and cooked a lovely kofta meal using a SimplyCook spice kit. It is fab cost £2.50 each but if you get referred you both get 4 for free and you can stop the subscription anytime. It makes 4 portions and it's quick and easy. We've tried 3 different ones so far all lovely I can highly recommend it let me know if I can refer you.Tomorrow the plan is to sort the last of the London stuff out and get it in the loft I would also like to play with my sewing machine. My old one died a long time ago but I got an overlocker so did not replace it until Aug 19. Only just started using it last week which I know is bad but it's lovely but can do so much and it's all so modern. Like having had one of the first mobile phone to suddenly getting an iPhone. Easy to use though.Time for bed night all.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest4 -
Yes another NSD very happy but haven't left the house. Got some items crossed off the to do list and updated the journal. Plumber is coming this week to sort shower so it can be turned off, got some brass polished and sorted all charity stuff for storage plus sorted stuff from London which is just fab. Loft is tidy so is office just DGs EBay stuff which is going to be listed so is my sewing stuff all nice and tidy ready for me to start actually sewing when I get the magazine.Done loads of batch cooking, turkey burgers, tomato bulgar and making fajitas tonight. Menu all sorted for next week DGs just got to make about butter.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest3 -
And another NSD getting into the grove now. It's 7 to 4 and only spent £14 so really happy with that. Also made £80 sold the keyboard and monitor from the flat for £80. I bought them a year ago but obviously only used until lockdown then we left the flat. Think I paid £140 for both so not bad return. Put £20 into our joint account as dg gave some of her cash from her record sales too.Work ok still quite slow but will ramp up soon which is fine. Did Joe Wicks this morning and then walked/ran 3 laps this lunchtime. Planning on doing lunchtime run/walks 15min max and then do Joe Wicks and our other bootcamp class online the other two days. Hopefully see the weight-loss come back in.Nothing more off the to do list but updated the journey obviously for nds.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest4
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