TSB Classic Plus for new members + Quidco Cashback = Free £95

Yorkshire_Pud

ischris85 said:

Yorkshire_Pud said:

ischris85 said:

I'm still waiting for cashback for an account opened in April. Anyone else still waiting?

Estimated payable in October for accounts opened in April it says on your account in Quidco?

My quidco doesnt display an estimated payables date

Not sure it matters this is tsb after all. I’m awaiting retailers decision which is the fourth green traffic light. Seems a six month payment period now April opening = October Payment but was about five months for ac opened in November. Sure it won’t go to plan! Or maybe it will?! I’m paying in 500 and doing the two transfers every month even though I’ve already done the 3/4 month stipulated payments.

Ed-1

Just a warning that doing too many of these can lead to the above for 'abuse of the offer'. All cashback (6 x £50 confirmed + 4 x £65 pending) has been forfeited to Quidco.

Ghostcrawler

@Ed-1 This may be due to other things too, my account was also blocked once where I had to provide documents to verify myself and acknowleding I dont have more than 1 Quidco account, and this was before I did TSB offer.  How do  you know this is due to doing TSB offer?

Ed-1

Ghostcrawler said:

@Ed-1 This may be due to other things too, my account was also blocked once where I had to provide documents to verify myself and acknowleding I dont have more than 1 Quidco account, and this was before I did TSB offer.  How do  you know this is due to doing TSB offer?

The following quoted:
Account Holders must not enter into, or attempt to enter into, any transaction with a retailer or to endeavour to gain Cashback (a) by providing personal information of someone else, or a payment method which they are not entitled to use, (b) by deceptively or unfairly exploiting a retailer's offering

There are various circumstances in which sums will not appear in an Account Holder's Balance, and will be forfeited to us, namely:

1. where a Referral Fee is received by us but is not attributed to a Qualifying Transaction or associated with an Account (such as where the Account Holder is not logged-in to the Quidco Service when making the relevant purchase)
2. the transaction in question is cancelled after it has been entered into, for example where a purchased product is returned or a right to cancel the transaction is exercised
3. a Balance is attributed to an Account Holder or Account that has been:
   1. suspended by us under Clause 8 of this Agreement;

Yorkshire_Pud

Can’t really exploit a retailers offer if they don’t limit the number of accounts that can be opened in their offer t&c.
They did change in July to make it one Classic Plus account in sole name.
Very subjective term exploiting the offer, 1, 5, 25, 50 that’s what an offer is, an exploitation by invitation.
Imagine a broadband provider stating the contract is subject to a fair usage policy but we won’t tell you what that usage ceiling is.
Bafflingly stupid or incompetent tsb/Quidco if they can’t draft an offer properly and then try and change the rules later on or apply new terms to an old offer, previous to July 8th.

Ed-1

Yorkshire_Pud said:

Can’t really exploit a retailers offer if they don’t limit the number of accounts that can be opened in their offer t&c.
They did change in July to make it one Classic Plus account in sole name.
Very subjective term exploiting the offer, 1, 5, 25, 50 that’s what an offer is, an exploitation by invitation.
Imagine a broadband provider stating the contract is subject to a fair usage policy but we won’t tell you what that usage ceiling is.
Bafflingly stupid or incompetent tsb/Quidco if they can’t draft an offer properly and then try and change the rules later on or apply new terms to an old offer, previous to July 8th.

Apparently it's Quidco's "reasonable view" that is final:
We reserve the right to suspend or terminate any Account Holders access to the Quidco Service, or parts of it, if in our reasonable view the relevant Account Holder or Account appears to be in breach of any provision of this Agreement.

Yorkshire_Pud

So the cashback gets paid by tsb to Quidco but Quidco keep it because the account holder exploited the offer. So Quidco get all the customers cashback!?

Ed-1

Yorkshire_Pud said:

So the cashback gets paid by tsb to Quidco but Quidco keep it because the account holder exploited the offer. So Quidco get all the customers cashback!?

In a nutshell, yes! TSB don't offer cashback. It is Quidco that offers cashback. Quidco get paid a referral fee that, providing they're happy their user agreement hasn't been breached in their opinion, they pass on to the account holder by way of cashback. Otherwise if they think you are in breach, they'll do all they can to keep their referral fee(s). That's why they wait until you attempt to withdraw the cashback before doing the checks - to give them the best possible chance of keeping their referral fees which they've already been paid. They won't block an account until they've given the merchant chance to pay the referral fee to them. All rather underhand behaviour. You've been warned!

keiran

If it helps at all, something similar happened to me at quidco with regard to making very full and ample use of icelolly and such sites where you got 5p or 10p for clicking through to a fare, etc 
Quidco (eventually) blocked my account.
I emailed them back, suggesting I was unaware, etc, said I was sorry and wouldn't do it again now that I knew. I also pointed out the long relationship I had with them which had benefited both parties.
They re-opened my account. They declined any cashback which was yet to be paid, but didn't claw back the (huge) amounts which had already been paid out and banked by me. 
They asked me not to click through the sites in question in future 

So it may be worth doing something similar?

Ed-1

keiran said:

If it helps at all, something similar happened to me at quidco with regard to making very full and ample use of icelolly and such sites where you got 5p or 10p for clicking through to a fare, etc 
Quidco (eventually) blocked my account.
I emailed them back, suggesting I was unaware, etc, said I was sorry and wouldn't do it again now that I knew. I also pointed out the long relationship I had with them which had benefited both parties.
They re-opened my account. They declined any cashback which was yet to be paid, but didn't claw back the (huge) amounts which had already been paid out and banked by me. 
They asked me not to click through the sites in question in future 

So it may be worth doing something similar?

Because I'd already had TSB cashback paid previously, the account remains closed. The cashback already paid isn't clawed back, but the cashback that was available to be paid was blocked when withdrawal was attempted and is not going to be paid out together with all the other pending cashback.
Quidco are rather an inconvenient middle party in all this. I wish it was just directly with TSB.