Moving forward and upwards

MovingForwards

The ice cream were from a1d1, imagine a c0rn3t0 but with a white f1ake in it 😁

Haven't tried the rose ones but have seen them in my local shop!

We do release our inner kiddy side when it comes to treats, can't be an adult all the time. We've had dinosaur ice cream, animal chocolate etc 🤭

savingholmes

Ice creams sound lovely. 

MovingForwards

They were, ended up eating all of them 🙈

savingholmes said:

Ice creams sound lovely. 

savingholmes

I followed your example and had raspberry ripple ice cream with squirty cream and raspberries, mango and strawberry. Very tasty.

MovingForwards

That sounds delightful SH!

I've had a 'lady that lunches' pamper day: 
Coloured my hair in readiness for half of it to be cut off Friday. Only did the roots and a lowlight effect with the spare; used 1/3 of a packet.
Used a face mask mask, which was a first but I've ended up ordering some (£5). So much easier to slap a mask on rather than messing with creams / clay and waiting for them to dry before removing.
Painted my nails a pale metallic lilac colour.
Sat with the sun on my neck / shoulders in my lounge. 
Drank lemonade with mint, very nice and from a1d1. I've one glass left.
-- Will buy real lemons and fresh mint, squeeze the lemon into water, add a slice of lemon, sprig of mint and sip frequently.

Almost feel like a normal person today, not physically, but as if I've been able to recharge a little.

Had a bacon and cheese sandwich for brunch.

Having pizza for tea when OH gets home later.

£5 in the bank, 2 days until payday.
-- OH paid for the a1d1 shopping yesterday.

Plans for August:
-- haircut (£26)
-- eyebrow wax (£9) 🙈
-- buy hair dye, nail varnish (£10)

Skint_yet_Again

Sounds like a lovely relaxing pamper day 😊 I've had triple chocolate sundae ice cream from (spar 😋

MovingForwards

I'm thinking a monthly 'treat' of it 🤗

Had yoghurt and chocolate for pudding, watching another Bond film and still need to water the garden!

MovingForwards

It's been raining all day, OH went out and watered the greenhouse plants as he gathered herbs, sorted the bin etc. Feels odd not checking on everything!

Doubtful I will be back in the office this year, if I am it will only be a day or two a week. Finally got asked what reasonable adjustments I want, then as I started speaking got told to contact someone else 😒 

Tomorrow I am going to a1d1 and see what they actually sell, compared to what I am used to getting in my regular shop. Tried looking online but gave up. 

Had chicken strips and fries, although they were actually chips. Yoghurt for pudding.

Moved £5 to savings, payday tomorrow, then the August savings start the weekend; all on track with savings so far 🤗

MovingForwards

Payday and final reconciliation of my books for July!

Savings
An impressive £628.95 has gone into savings this month and the balances are going in the right direction. I know it's a little cheat with some going in on the day I get paid, but I do run my accounts per calendar month.

This is how everything is looking for July:

Communal Fund £551.47 Emergency Fund £534.49 Home Repairs £255.40 Interior, Garden and Modernising £149.66 Car Everything / Home Insurance £296.41 Float £52.31 As I put the car repair bill on my CC, the car budget will not go up for a few months as that is going into paying the CC off. I did put this bill onto an instalment plan as I get a fixed low rate of interest on an already low, to me, rate. The amount I have in the car fund is enough to pay for MOT, a small repair bill and tax. No insurances due for the rest of 2020. I paid the last of my other CC instalment plan off today 🤗 August Savings Target August savings target is £500. Set at this because of my salon appointments and buying a few other things. I'm still prioritising savings for the remainder of 2020. Mortgage

Mortgage O/P for July £100

By my calculations I have paid just over £380 off the mortgage, between the O/Ps and normal capital repayment part of my monthly payment.

Pension
Pension (PB, S&S) £434.06
Private Pension Payment £10

I'm only doing a token payment into an old pension for this year.

Skint_yet_Again

Savings are looking good MF & you’ve got the car bills covered