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Moving forward and upwards
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All sounding amazing!
Go You!
I'm so pleased it working out.
Love flowers x♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐3 -
Thank you FP
I've had the official photos done today and gained a client, just because of how passionate I was talking about my salon, the products and my knowledge! I know she's a friend, however it was really nice to hear, validate all the work I've put in to this and know I've gone in the right direction 😃
My confidence has had the much needed boost, especially when compared to someone else she knows who offers the same facial co, but wasn't able to go into anywhere near the detail I had and ours was just a chat with me describing what everything is and how I've set my products up. Also, the info I said about her nails and why I use this particular brand. Gave samples and some goodies.
I've decided to model for treatments offered by a couple of my trainers and am booked in for end of Aug to have lip blush (semi-perm lip colour, lasts a few years).
I'm also slowly listing surplus beauty items now I'm all set up; that will fund products, training or pampers for me 🤭
- it will probably go into my account to build a rent float in all honesty 😉
I'm already feeling so much more settled.
Feet are up and I'm enjoying the sun through the windows.
Mortgage started 2020, aiming to clear 31/12/2029.4 -
So pleased you are sounding so happy and feeling confident and settled. It’s like it was meant to be. 😊 people will pick up on your genuine enthusiasm for what you do0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Thank you Skinty
It does feel right and I meant to be.
Goes to show you never know what direction life will take, a simple service gave me a hobby / sideline, facial training led to a full business.
Tog mate was so pleased to do it as she's looking to expand what she covers. I'm getting the Digi copies today as she couldn't wait to look and get them ready; 70 photos will be sent as she couldn't pick 20 😯
My weekly adverts have gone out.
I finished organising the whole salon today, feels like it took forever from obtaining the keys to reach this point, but it was less than a month.
Admin side to finish:
- fire risk assessment (next week)
- print a few things, need to solve a printer error and have option to print at the library (this week)
- draft future adverts and engagement posts to copy and paste (start next week)
- treatment / product overview (start next week)
- contact PAT guy to test electrical items (tomorrow)
- set up website (start this week and chip away)
- do retail prices via label maker (this week)
Hands on:
- finish nail display (Friday)
- pack and take spares home (weekend)
- get extinguisher (ASAP)
I'll go the bank to pay in takings before hospital later this week ready for rent date.
Mortgage started 2020, aiming to clear 31/12/2029.6 -
Wow, you are open now
How amazing! You are projecting such good energy right now.
Wishing you all the best in your new business venture xxxIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 0/1000
Buffer fund 25/100
Debt March -1,119 (April) -889 (April) -498 (April) -378 (May) -8753 -
You really do sound happy and contented. So lovely to hear it's going well. You are drier organised and I'm sure the photos will be brill, but you might have trouble deciding which ones to use!!♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐4 -
Really pleased that you are off to such a great start.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £175.8K Equity 32.38%
2) £4.3K Net savings after CCs 13/5/25
3) Mortgage neutral by 06/30 (AVC £20.6K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 26.3/£127.5K target 20.63% updated 16/5
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.4K updated 16/53 -
Thank you DIA, FP and SH
The photos are phenomenal, all downloaded, I'm slowly adding them to FB and as a result gaining more followers and had a new enquiry! A client left my first review which was so nice as I've never asked anyone to.
I have a booking for two treatments tomorrow, review client, and with a few tweaks can do them ok.
- I'm hoping to do my nails after.
Have chiro on the way to 3rd home.
I'm waiting to book on a body wrap course, half price, as they teach dry body scrub which will be so nice to add to my list.
As always I've been writing this over a few hours and my stitch area is throbbing, I've taken my normal meds and hopefully they'll start working in a bit. Got it resting on a hot bot too.
- Surgeon wants me to say about one of my health issues when having my stitches out as she wants to run tests and see what she can do 😯
Haven't done anything on my list, but will take my label maker with me and finish my display nails tomorrow.
Grabbed rolls and lunch, had a random conversation in the queue which led to a new massage client and he's already contacted me next week to book; waiting for my op wound to heal a bit first. I've left my business cards in the butchers and handed one to another customer.
Mortgage started 2020, aiming to clear 31/12/2029.3 -
All the best for the specialist appointment.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £175.8K Equity 32.38%
2) £4.3K Net savings after CCs 13/5/25
3) Mortgage neutral by 06/30 (AVC £20.6K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 26.3/£127.5K target 20.63% updated 16/5
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.4K updated 16/52 -
Sorry I must have missed you mentioning about having surgery 😳 Hope you recover quickly and all is well 😘
Great news about the new client0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13
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