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Moving forward and upwards
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We are all behind you cheering you on 🤗0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Thank you DFW321 and Skinty
Did a big push and got everything organised I could. Nail and pedi area set up, bed made, towels rolled and tucked away, some spares tucked away too.
Just need to organise lash and brow products, frame selected certificates, organise nail polishes etc and tuck away remaining spares (tomorrow?)
Also, need to do price lists and do nail colour display; false nails in my range of colours (Sunday / Monday?)
My body is on fire and I've got my feet up!Mortgage started 2020, aiming to clear 31/12/2029.3 -
Everything is now at 3rd home and I did a little bit of organising; I'll finish it by Monday.
Started my retail price lists and updating my treatment list this morning, few tweaks and they'll be ready to print.
I'm contemplating preparing an overview of what each treatment is / involves and adding that to a folder for clients to read through.
Need to do nail colours as I'll a display book for those.
Have I said I've run out of steam but still pushing on.
Off for an afternoon nap!Mortgage started 2020, aiming to clear 31/12/2029.1 -
Enjoy your nap! Once it's all done and ready to go you'll be able to rest a bit more and it will be so worth it 👏😁MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. Jan £103.27, Feb £115, March £91.50, April £100, May £200, June £200. July £200.
Total- £1162.23
Goal to pay off 1% of current mortgage in one year. £1200. (96.83% there)
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Hope you had a good rest. Can the overview wait for now as you have lots to do already this week.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Thank you DFW321 and Skinty
We had a 4h nap, cat alarm went off as she was hungry.
The overview is on my "be nice to have list" and I'll chip away at that over a few weeks.
In other exciting news I'm booked on Hot Stones and Reflexology, half price training and too good an opportunity to pass up. I'll get those completed / passed this year in-between clients; need to pass FBM before being able to practice.
I'll start on the nail display tomorrow and finish my price lists. Monday I'll go to 3rd home to finish organising / storing spares and do more of the nail display, if needed. Got my first client in 6 days 😊Mortgage started 2020, aiming to clear 31/12/2029.3 -
It’s the final countdown!! Good luck with it all x0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
Thank you Skinty!
I was at 3rd home for just gone 7.30am. Wax, brow products etc all organised. Nail products in the nail bar area. Light rigged up. Spares are tucked away.
Still got a few bits to tuck away, frames to hang etc.
I've purchased the nails to hang things and also now have a fan as it gets really warm.
We've been to 8&Q, I got some half price plants for the garden and fruit bushes for 2nd home. Lunch was at McD.
We've done a few hours in the garden and had chippy night.
Tomorrow I'll pop to 2nd home, finish my price lists, do the nail display and print copy certificates.
Feet are up and body is stiffening up.Mortgage started 2020, aiming to clear 31/12/2029.2 -
fabulous MF sounds like you are just about ready for the off!
♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐2 -
You are working so hard and doing well
Sorry work is kicking off again. Hopefully you'll be able to say goodbye to them soon
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 0/1000
Buffer fund 0/100
Debt March -1,119 (April) -889 (April) -498 (April) -378 (May) -875 July (190)3
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