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Moving forward and upwards

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  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thanks SH

    I did a sanity check with another colleague. They were absolutely disgusted with what / how it was done, the lack of training and support I've had and told me to ignore her as I'm learning while I go along. I know learning on the job is a lot different when WaH but I've been thrown into this and they've no idea what they've given me info on and what they haven't, yet expect me to have the knowledge of someone whose done the job for years.
    - payday next week, which makes the pain worth it, kind of.

    MILs op went well, she adores the flowers I had delivered to her and was very moved I did it 🤗

    I have been doing my classes in bed the last few nights, which was quite good, not sure TomBo would appreciate it if I carry on doing them that way 🤭

    I've got 24 pages left of this chapter and I'll be doing half a day tomorrow as we're going to E for a few hours, popping to a few shops.

    We had chippy night and I've got my feet up watching TV 😊
    Mortgage started 2020, aiming to clear 31/12/2029.
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Had a nice morning in E.  Went to the Chinese supermarket. TomBo went to a sports shop and looked at cycling stuff.  I popped into A1D1; grabbed soups, coffee, fruit, yoghurt, crisps, curries and other nibbles spent £26.

    I had a 2 hour lunch and chill on my chair when we got back and my printer ink arrived, I'll try it tomorrow.

    Did 4 hours of studying and have 9 pages left of this which shouldn't take me long to finish in the morning.
    - It's definitely an interesting topic and would be useful if I moved to a career department here.

    I've been watching a manual for the exam resit, made a couple of offers, always rejected. The seller made me an offer, I count offered and it cost me just over £10 including P&P, saving about £40 😊
    - with the book and manual I'll be ready to resit the exam in 8 months 🤗

    I'm trying not to think of all the condensing I've got to do for the remaining 3 exams 🙈

    We had spaghetti with a spicy tomato sauce for tea.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Sounds like a lovely day and a bargain price for the book 🤗
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    I am glad you got to escape to E and also that you are making good progress with course. Ignore B1, what a ratbag they are. 
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thanks Skinty and SW

    It was a good trip out and I'm trying to ignore B1, but it's not easy!

    Got off to a later start today and have been out in the garden harvesting some tomatoes for a curry, beans for winter soups / stews.

    Got 36 pages of my new chapter to finish. 3 chapters to do after this one, 4 to check and tweak, got 4 full days and about 4 evenings to do the bulk of it.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great bargain. 

    I'd love chips but trying to resist. 

    Good luck with resting and studying. Nearly pay day
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thank you SH

    Trying to keep costs down where I can as the courses and exams are expensive enough, let alone the additional reading materials.

    Thoroughly enjoyed my giant purple grapes, the little treats mean I'm switching off from studies and work, although in reality it's a bit of indulgence as a reward for busting my guts 🤭

    I've been invited to dance classes, I'm currently contemplating it but just need to work out costs and time before I can accept or decline. It's something I'd like to do, but I remember how many times I put various body parts out doing a different one before 🤫

    Had my feet up watching films this evening. It was spicy noodles and veg for tea; TomBo had just served it while I was writing my other post.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    4 pages left of this chapter, I pushed so hard to get it done but my brain just couldn't process any more.  That will leave me 3 chapters to do after this one, 4 to check and tweak, got 3 full days and about 4 evenings to do the bulk of it before I need to decide if I'll be exam ready and book it 🙈 
    - I'll condense my notes further when they're all typed up as I've done more than the syllabus, must be careful with my other modules as I've potentially wasted a few weeks.

    My book arrived for the resit, waiting on the manual for the level below it. So I'll be able to get on with that straight away after sitting the exam for this one.

    Got my feet up watching a film.

    We had hedgehog spuds, kale salad, roasted cauli and carrots for tea, was delicious 😋
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Dance class sound like they could be fun but equally could be hard on your body... 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    I am just so proud that you are studying so hard. It will be worth it, I find exercise classes make me ill afterwards for a while till i get used to them then they are fun, but it has been a loooooong time since i did any. I wish you well in your decision. 
    Aiming for a minimal spend 2022
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