We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Moving forward and upwards
Comments
-
You will be out of that job before you know it
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
One more week 🤗 I hope it flys past 🤞0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Thanks DIA and Skinty
I'm trying to get through one day at a time. It's hard to stay being polite and helpful with the 💩 being thrown my way.
It's taking me longer to get going in the mornings, as each day it's like walking into the mouth of hell. I feel ready to retire but that will change when I've finished up and I know I'm not going back. All I want is a good job in a good company and hopefully the next role will turn that around.
Had vegan shake for breakfast, vegan chilli for lunch and chips with vegan chilli cheese, chilli sauce for tea. My belly was content and satisfied.
My car goes in for repairs and MOT a week today. Be nice to have that fixed, knowing I'm no longer doing big miles each week afterwards 😊
TomBo has just remembered he meant to cook rice to go with my leftover cauli and bean curry for lunch. I'll have a shake for breakfast. Oat milk is so much more filling than normal milk.
Mortgage started 2020, aiming to clear 31/12/2029.1 -
Well done for persevering but also for calling time on a toxic situationAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Thanks SH, it was the right thing to do, on both accounts. The company are all talk about wanting change, which would benefit everyone, but instead they're just digging the hole deeper.
Lovely sunny day today 😀Mortgage started 2020, aiming to clear 31/12/2029.3 -
Regulator thanked me for the information and closed the referral down 🤭 seems a pretty fair and good outcome 😀 I'm free to study and practice with a clear conscience 😊
I purchased a bottle of pop to celebrate.
Just had my homegrown strawberry, sweet and tasty.
It's a very warm evening, TomBo is doing a bit of gardening and I've stayed in to rest.
We're having noodles and veg for tea.
Mortgage started 2020, aiming to clear 31/12/2029.4 -
Good news. Onwards and upwards If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720251 -
Great news 🤗 and almost the end of the toxic job & the start of a better life for you 😊0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
Thanks DIA and Skinty, I thought it would be ok, but there's always that 0.00000001% doubt.
I'm keen to get my course underway as I am not looking forward to this module, but feel reassured the support will be provided unlike when I attempted it before. Just checked the info and it starts in less than a month 😊
I'll be updating my CV and Lk-in profile the weekend; I want to totally redo the latter and will prepare it in document form before transferring the info over.Mortgage started 2020, aiming to clear 31/12/2029.3 -
Fantastic news 🙂Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards