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Moving forward and upwards
Comments
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Gardening and meals sound positiveAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Thanks Skinty and SHI had a wonderful time in the sun. Had a second session replanting strawberries, sowing celeriac, more kale, spinach and beans. TomBo found a growing spud and runner bean in his compost, both were put into the garden.
TomBo's not interested in eating GF, I've looked at the choc macaroons and they're half in his and my treat box, but I'd imagine they're mine. He's started looking at what's available for me as it does seem to be making a difference.
Today is going to be a busy one!
- potentially visit A&U and it's uncles cake day.
- visit garden centre, must find voucher and think of what I want.
- visit SIL and take stuff for furballs, drop some marigolds off.
- gardening; sow more veg seeds, flower seeds and whatever I buy at the GS.
- shower, eat and watch TV.Mortgage started 2020, aiming to clear 31/12/2029.2 -
Love the vibrancy of marigolds. Would be great to get IBS under controlAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Thanks SH, not when they've self-seeded everywhere and I'm spotting them in other gardens 🙈
I think Skinty was partly right about my IBS being stress related due to where I'm working, not helped with everything else going on too; I'll find out soon enough.
U&A asked how I was getting on in the job, told them what's going on and TomBo was raging as I let slip about Jack throwing things.
I picked up 3 strawberry plants and garlic chives from the garden centre. I'll get them in by next weekend. We were out longer than planned.
We had spaghetti (GF for me) with tomato and veg sauce.
Just watching a film, I'll have my shower after.
Mortgage started 2020, aiming to clear 31/12/2029.2 -
Yum to spaghetti and seeing relatives at weekend. Wishing you a good week next week.Aiming for a minimal spend 20221
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Thanks SW
Had my agency meeting, said the salary I would want and they're submitting my CV. Another has submitted my CV to another company. I've printed a couple of job specs off so I can draft the supporting statement and apply for those.
I am being bullied by another D, had my suspicions confirmed. Hopefully my resignation will be in soon!
I've started doing my surveys again and opened up a new regular saver.
It's a nice sunny evening and I've got my feet up. TomBo is cooking spicy chicken curry with rice.Mortgage started 2020, aiming to clear 31/12/2029.3 -
So sorry to hear about the bullying. ☹️ Can you not go above their heads to the main D who supports you? Hope it stops soon. Food sounds nice0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Thanks Skinty, I can't without risking another's job, the main one wouldn't hear a bad word said about this other one either. I'll be leaving them soon enough and I won't be the last to go. It's still an employee's market up here for the jobs I'm going for.
Breakfast was a banana smoothie, lunch vegan lentil and veg curry, tea was tandoori chicken and rice; I've already said he has to make it again.
Got a long weekend coming due to the BH, not sure if TomBo is planning anything or if we'll just have a potter in the garden and get ice cream 🤫Mortgage started 2020, aiming to clear 31/12/2029.4 -
Love bank holidays. Smoothie sounds lovely.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Thanks SH
Today is double banana smoothie, vegan veg and lentil curry with GF pitta bread, grapes and nuts for snacks. Don't know what's for tea.
BH plans are gardening, ice cream shop, TV, eating and job applications. Couldn't plan a better one 😄Mortgage started 2020, aiming to clear 31/12/2029.2
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