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Moving forward and upwards
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A pamper session sounds lovely as does some new furniture.
Sorry your have had a hard day x
Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming3 -
Thanks SH, SW and LW2G
I needed a sounded board, someone to listen and not make there, there noises or uncomfortably stare blankly at me.
Even today I'm bouncing round people, trying to get an expensive query resolved, getting snapped at in reply and I'm then replying in very simple English with bullet points.
I'm going to try and have a pamper when I log off, as I'm getting very tense and things are spasming!
Need chocolate coffee and put the kettle on.Mortgage started 2020, aiming to clear 31/12/2029.5 -
Had a mini pamper!
Trimmed my little wax strip for ease of use, made it so much simpler as I had precision. I also didn't put anything on afterwards and the redness faded so quick. Highly recommended them.
I will go to SD this week, get them to do threading and give me crisp brows in minutes.
- tomorrow I will dye them in readiness and probably should have done them today.
I've applied the nice face moisturiser, avoiding the one area, painted my nails silver and have put hand cream on.
My other nice watch arrived as did the trouser suit; I need to find a tailor to shorten the legs as they are long 🙈
Having chicken stir fry and rice for tea 😃
Mortgage started 2020, aiming to clear 31/12/2029.3 -
Glad you had some wins today. It helps if you find a way to create balanceAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Thank you SH, the little pamper was nice and must try and do something each day.
When my B00ts voucher eventually arrives I'm buying some s-nctu-ry spa items (body salt scrub, shower gel, body scrub) and whatever else to do a full home indulgence.
Worst case is my pamper day is done over a few and I break it down for ease.
Mortgage started 2020, aiming to clear 31/12/2029.2 -
So glad you are pampering. Cant believe how horrid people are at the workplace.Aiming for a minimal spend 20222
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Thank you SW, scary thing is these people are in management / supervisor roles 😟
I have contacted more of my old agencies 😃
I've been window shopping this evening and picked out all my San Spa items. I will be going to SD and B as they don't have all the same items. However, it means I can get everything I require, clear out my old stuff and replenish as required.
There's also a swimming pool near the shopping centre and I've dug out my costume.
It probably makes sense to shop, a relaxing swim after, possibly follow it up with a coffee before returning home. Looks like Friday is organised 🤭
- must conserve energy tomorrow.Mortgage started 2020, aiming to clear 31/12/2029.4 -
Ahhhh love a swim, really good for thinking and reflection I think... EnjoyMortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming4
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How lovely to go shopping followed by a relaxing swim. Hope it helps after a stressful week.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p14 -
Swimming. Sigh. Envy.
I know what you mean about eyebrows. I had men waxed yesterday and I look so much better for £5 and a few minutes work. Must do it more often.
Hope your day goes well.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720255
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