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Moving forward and upwards

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Comments

  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    You too I am glad you are going out and by cheering MIL up you will take a break from work stress. The sun has just started to shine here!
    Aiming for a minimal spend 2022
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have a good time. Hope your arm improves soon
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • doingitanyway
    doingitanyway Posts: 10,344 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Catching up and glad work acknowledged and paid you for the additional work you have done.
    Sorry about your arm. A chippy tea sounds like just the thing :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • doingitanyway
    doingitanyway Posts: 10,344 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Hope you wake up pain free. Sleep well.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • atrixa
    atrixa Posts: 549 Forumite
    Eighth Anniversary 500 Posts Photogenic Name Dropper
    I'm so glad to see that your work saw sense! I hope the pain has eased off today.
  • MovingForwards
    MovingForwards Posts: 17,164 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thanks DIA and Atrixa, still not got full movement but pain levels are back to normal.

    Letter received, extra money until further notice; I don't have to worry about asking someone to extend it if I'm still doing it all for ages. 

    Pottered around the garden after work, making plans for next year while still working out this year.
    Repotted SIL tomato plants when I got back upstairs; only two more full pots to do.

    Tasks for this week:
    1. File post as I've not done it for month's.
    2. Take out useful info from gardening mags and recycle what's left.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Sorry about the pain, glad they sent the letter. Well done on meeting all the family and it sounds like a good time was had by all of you as well as much swapping of things. You sound wonderfully organised and busy!
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,164 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thanks SW, my planning is going well it's just finding the time and energy to action them! Busy? Absolutely manic but at least I'm being paid for it now 😃 all looks good on the CV.
    I decided not to apply for that other role, the work wasn't what I wanted nor was the location. It felt like I would be jumping from frying pan to fire!
    Mortgage started 2020, aiming to clear 31/12/2029.
  • riotlady
    riotlady Posts: 442 Forumite
    Sixth Anniversary 100 Posts Name Dropper Photogenic
    Congrats on the extra money! It's great that your hard work is being recognised
    Sounds like a good call on the other role. 
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