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Moving forward and upwards

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  • Chrystal
    Chrystal Posts: 2,000 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Could be bad as they make a lovely bread, the almond and cherry scones were huge and very tasty and they have a cheese cabinet!
    I think you deserve to enjoy the lot!  :mrgreen:
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,444 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Well done on finally getting your employer to recognise all your hard work. That’s great news. 🤗

    The bakery sounds fab 😁
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thank you Chrystal, it's lovely to see you comment again. I do hope all's well with you!

    Thanks Skinty, I honestly thought they would find a way not to pay. In total I'm getting about 5% of what I would have saved them had they got someone in at the start; no where near what I should get, but a lot better than £0!

    Had my appointment. We went to T for fruit and veg. Popped to the bakery and had to settle for blueberry scones, they had the ciabatta and I also picked up Orkney cheese, not sure what else TomBo added. It came to just over £15, which isn't an unreasonable price for an independent smallholder.

    Had my coffee and it's time to go do a bit of gardening, free up some space inside!
    Mortgage started 2020, aiming to clear 31/12/2029.
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Planted a couple of runner beans, then watered all that section. 
    Plants have been put in No2, going to let them settle for a few weeks and work out what else can go in. Can't start on the bit I want to do as we need a lot more compost for it.
    Sowed about 60 sweet pea seeds, now sitting in the windows. They will be planted to grow and fill the boundary hedge between No2 and No3. Seeds can then self-sow and that section will look after itself.

    Can't move any money to savings yet as we will need another tank of petrol, if we visit MIL Sunday.

    Had roast pork and roast spuds for tea, was still full from lunch; had some of the Orkney cheese and it was delicious.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Hoorah for extra money. Go back and buy all the cakes!!!!! You have made my day. I hope you can enjoy the weekend despite the weather. You have just reminded me i have a pork joint that is frozen, off i go to find and defrost it!!!
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thanks SW, unfortunately it's ages until payday, if the extra goes in this month.

    I've decided:
    - the first £500 will go as an O/P, as will the extra each month. 
    - £100 into savings.
    - what's left after that is treat money eg a nice whiskey for TomBo, joint of lamb and the garden will get the rest.
    As you will see, it's not much I'm getting and paying extra on the mortgage will have the biggest impact.

    Managed a few hours bad sleep, kept whimpering / crying out when shuffling. Thought it best to get up so TomBo can get sleep. Thank goodness I've not planned anything today!
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,444 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Great use of the extra money 🤗 sorry to hear you are in pain, hope it settles & maybe you can get a catch-up nap in later 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    I am just glad they are paying you something and you can use it for all those useful things. Tombo will be having so many treats!!!! 
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thanks Skinty and SW.
    I've been snuggled up on the sofa for hours, aside from when cat demanded food several times, getting impatient as I had to shuffle off it.
    It's rediculous I'm due for another set of meds, but then only have 2 more lots between now and bedtime.
    Hopefully I will get the letter next week, otherwise it won't be sorted in time for this payday.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Got enough mobility back and we're off to MILs armed with tomato and pea plants. Still haven't full use of my arm yet but hopefully that will ease in a few days, TomBo is driving.

    It will be chippy night for tea.

    Hope you all have a good day.
    Mortgage started 2020, aiming to clear 31/12/2029.
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