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Moving forward and upwards

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  • MovingForwards
    MovingForwards Posts: 17,183
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    Thanks SW, but they're about as much use as a chocolate tea pot; I'm seriously considering cancelling my membership and adding the money to my EF, pension or OP.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,622
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    That's awful i am so sorry. Our union is brilliant but work is just so unethical. Im so sorry.
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,183
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    It's one of them things SW.
    Somehow it's possible to give me even more to do. I guess things will keep coming on a daily basis and I have to focus on how it'll look on my CV.

    Pottered in the garden for a while and watered everything when I came back upstairs. It feels like I'm making headway with potting up and organising them. I can plant a few more things out the weekend.

    One of my communal fund savings accounts matures this month and I'm plotting where to put it next. Will decide in a few days as I've a few possibilities and I want to keep it within the remit I've saved it for, rather than dropping it into another earmarked pot.

    Had steak and rice for tea, doughnuts for pudding, chocolate for second pudding.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Skint_yet_Again
    Skint_yet_Again Posts: 9,290
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
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    Ooh I like the idea of 2nd pudding 😁 ... maybe even 3rd pudding for me 😋
    Retired at 55 & now living off the equity £10k a year

    ❤️Mum 2018 ❤️Dad 2025
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,622
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    I am just so impressed at how motivated you are. Truly inspiring. 
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,183
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
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    Thanks Skinty and SW
    Third pudding was the remaining chocolate 🙈

    Some positive work news. My application was very strong and I'm being awarded a temporary uplift, backdated, in recognition of my hard work, dedication and such detailed reasoning for it 😯😯😯😯  for the next few months I will have some extra money too. The backdated element with go into mortgage O/P, savings and some treats, then each month I will put it into savings as I don't want to get used to the extra money.

    I'm well and truly shocked.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingholmes
    savingholmes Posts: 29,235
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    Wow that is amazing. So thrilled for you. Woohoo. Celebrations all around!!
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • MovingForwards
    MovingForwards Posts: 17,183
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    Thank you SH, I couldn't believe it and still can't. It's taken months of asking and getting knocked back by people a lot higher up. Now I've a bit more enthusiasm and something solid to add to my CV.

    Tomorrow is jab day and afterwards we're going to pop to the bakery and the visit 'SIL'. Saturday is gardening. Sunday we're off to see 'MIL' and a nursery on the way back. Therefore not exactly a restful long weekend, which is a shame.

    Had homemade fried chicken burgers for tea.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingholmes
    savingholmes Posts: 29,235
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    Great news on the jab.... bakery sounds more fun though...
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • MovingForwards
    MovingForwards Posts: 17,183
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    Forumite
    Could be bad as they make a lovely bread, the almond and cherry scones were huge and very tasty and they have a cheese cabinet!
    Mortgage started 2020, aiming to clear 31/12/2029.
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