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I hate it when that happens. I wish i had the time to do some gardening. Hopefully in the Easter break this will be possible.Aiming for a minimal spend 20222
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It was disappointing as I was hungry. You've got loads going on SW, stop coming down so hard on yourself!
TomBo has been in the garden, too cold for me to pop out.
Had roast pork and veg for tea. Haven't decided what's for pudding.
£5 in the bank, £2 is bank fee, 3 days until payday.Mortgage started 2020, aiming to clear 31/12/2029.3 -
Yes it will be ok eventually i am sure. Roll on payday.Aiming for a minimal spend 20221
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It’s horrible when you get a disappointing meal instead of the delicious meal that you have been looking forward to0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Roll on payday and long weekend.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Sorry about the pie!If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
Thanks Skinty, SH and DIA.
I need to book some more of these long weekends. As tempting as it is to try and do them for the rest of this year, I just don't know if I will be back in the office summer and needing the time off to adjust to the commute, being round groups of people and everything else that goes with an office.
It's a nice blue sky today, if it carries on I should be able to pop outside when I finish 😃Mortgage started 2020, aiming to clear 31/12/2029.3 -
Are you off for a long weekend this week or have you run out?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Today is the last of my outstanding holiday SH, but next weekend is a mega weekend as we've been given the Friday and Monday off!
I may book a couple of Friday's off over the next few months as I've not touched this year's allowance yet.
It's not the weather for gardening, instead I'm going to get the porcibule finished.Mortgage started 2020, aiming to clear 31/12/2029.2 -
Hurrah to long weekends. This weekend the days will be brighter.Aiming for a minimal spend 20222
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