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Moving forward and upwards
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Something's magical about snow, even if it's not loads SH, I guess it's that traditional winter image.Mortgage started 2020, aiming to clear 31/12/2029.3
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I'm getting quite jealous here of your views MF and the snow. Beautiful.
Not to mention pets. I've promised myself I won't get a dog until I move...If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
We had some snow yesterday but it didn’t settle thankfully ❄️ It always looks so beautiful and I bet you are so glad you don’t have to go out in it !0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Thank you DIA and Skinty, being banned from leaving the flat until the snow clears lets me plot and plan 😃
Thank goodness the EA did rubbish photos (didn't include the garden or the view either) and the occupier had oversized furniture, as I doubt it would have been on the market by the time I was ready to take a look.
Had another sofa night. I'm slowly altering the things which are causing me to wake up and have another to do tonight.
TomBo is up to mischief in the garden. We can't agree on how the table will be constructed; I want it artistic with the illusion of space, he wants it just put together. I need to find images to show him my vision.
Having chippy night tonight, lasagna tomorrow and lamb NYD.Mortgage started 2020, aiming to clear 31/12/2029.4 -
Glad you got your new home. You've definitely put your stamp on itAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
Thank you SH, so am I, the novelty isn't wearing off.
The makeover is the easy bit! The hard part is deciding on tiles and carpet, but I've a few years to figure that out 😁Mortgage started 2020, aiming to clear 31/12/2029.5 -
Hey Babs, your lovely views makes me think of a certain poem:What is this life if, full of care,We have no time to stand and stare.No time to stand beneath the boughsAnd stare as long as sheep or cows.No time to see, when woods we pass,Where squirrels hide their nuts in grass.No time to see, in broad daylight,Streams full of stars, like skies at night.No time to turn at Beauty's glance,And watch her feet, how they can dance.No time to wait till her mouth canEnrich that smile her eyes began.A poor life this if, full of care,We have no time to stand and stare.
I really hope you are soaking up the pleasures of your new place!
"...when you have eliminated the impossible, whatever remains however improbable, must be the truth..."
"Mastering a low budget lifestyle now, means you are set for life" quote by 'Miss Babs'
Dog's 'Pot o' Gold' = £23.85
Household maintenance = 0
Prolific Academic = £41.645 -
Happy new year! hope it is a good one for you 3
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Happy New Year! May all your wishes come true.Aiming for a minimal spend 20222
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Ooh, and a Happy New Year! Hic! Cheers! I am clutching my pink gin and trying to focus on the t.v.!
"...when you have eliminated the impossible, whatever remains however improbable, must be the truth..."
"Mastering a low budget lifestyle now, means you are set for life" quote by 'Miss Babs'
Dog's 'Pot o' Gold' = £23.85
Household maintenance = 0
Prolific Academic = £41.643
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