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Moving forward and upwards

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  • longway2go
    longway2go Posts: 1,006 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Great news on the lampshade 
    Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thank you SH and LW2G, definitely a bargain as they could have easily cost £100+ each 😬

    Presents were glassware, gardening things, food, more art supplies and other things.
    - TomBo has volunteered to organise the second bedroom so I can get my easel set up and continue painting; I've got loads of canvases to practice on.

    We've got high winds and rain today; I'm not stepping outside the door! Instead it will be films a gentle potter and not much else.

    Having lamb curry for tea.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • doingitanyway
    doingitanyway Posts: 10,071 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Ooh, love lamb curry :)

    A storm is on its way here too.

    Glad you enjoyed your Christmas :) Lovely to have the room setup for painting  too :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Irenadler
    Irenadler Posts: 884 Forumite
    500 Posts Third Anniversary Name Dropper Combo Breaker
    That sounds so restful and creative Babs, hope you get that set up soon, and great news on the light shades. You are so very nearly there on the decor.  :)
    "...when you have eliminated the impossible, whatever remains however improbable, must be the truth..."
    "Mastering a low budget lifestyle now, means you are set for life" quote by 'Miss Babs'

    Dog's 'Pot o' Gold' = £23.85
    Household maintenance = 0
    Prolific Academic = £41.64
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thank you DIA and Ren.
    The wind has been traveling up and down the chimney all day, hasn't stopped raining yet.

    I hope the second bedroom does get sorted soon, dare I push it and get that one refreshed and move the furniture round in the process 🤔

    Don't think I can risk spending any more money until I get paid again, otherwise there won't be much saved in January 🙈
    - I've banned myself from looking online, unless I can get a survey voucher for the shop 🤭

    I will try and get the draft excluder fitted round the lounge skirting when TomBo is next working.

    Really enjoying my time off!
    Mortgage started 2020, aiming to clear 31/12/2029.
  • doingitanyway
    doingitanyway Posts: 10,071 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Getting windy here too but the rain hasn't started yet.
    The enjoyment of the light shades can keep you going until you get paid.
    Nice to see you enjoying your time off. Much deserved.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Very windy here too. Glad you are enjoying your break.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thank you DIA and SH
    All is a lot calmer now up here, although took a while, and looking out the window there's snow on the 'mountains' 😁
    - I picked such a good location and won't ever tire of the views.

    SIL gave me some homemade stollen, with a big lump of marzipan running through. I'd been contemplating buying some liqueur until eating it, however it looks like I may be remaining tea total for a while!
    - will need to check the dates on some of my drinks and pass them on to people.

    Been enjoying salami and cheese crackers, plus other wonderful foods and it's been good to appreciate how the lounge looks.

    Haven't anything planned as I may have caught a cold yesterday 🤭  I guess it's a feet up day 😁
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Irenadler
    Irenadler Posts: 884 Forumite
    500 Posts Third Anniversary Name Dropper Combo Breaker
    Oh-o, your body is determined you should be resting up. And eating. And dosing yourself with medicinal hot toddies. And eating again.....medicinal chocolate is my recommendation! :D The cat is nodding in agreement with me....
    "...when you have eliminated the impossible, whatever remains however improbable, must be the truth..."
    "Mastering a low budget lifestyle now, means you are set for life" quote by 'Miss Babs'

    Dog's 'Pot o' Gold' = £23.85
    Household maintenance = 0
    Prolific Academic = £41.64
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thanks Ren, I'm about to have medicinal decaf 🤭🤭 
    Cat moves even less than I do, she's definitely mastered this one walk a day thing 😂
    Mortgage started 2020, aiming to clear 31/12/2029.
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