We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Moving forward and upwards
Options
Comments
-
Thank you LW2G.
I've watched the original Sc00ge, then went for 80's films. Must ask TomBo to get me more old Christmas films! I've got the ones ready for the 25th and 26th, just not any for the next few days.
The utility situation is a farce, I spelt it out to them, with bullet points saying what they needed to do. Unfortunately, this company have a poor reputation at the best of times, reading how Ofg3m are / have looked into their service / complaints handling and the fines they've received, I don't know how they still have a licence.
I understand a new or small company can make mistakes, but established big ones I do not tolerate! Exhale and relax.
My nails are a sparkly pink, very apt for this time of year. I may need to put another coat on, but will look in daylight.
I'm going to pop out again tomorrow as sibling sent me money for Christmas, will see what else I can pick up for the flat 🤗Mortgage started 2020, aiming to clear 31/12/2029.2 -
Ohh you have inspired me... Think I will try and paint my nails 2Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming2
-
Definitely do, it's 5 minutes of pamper, with days of feel good 🤗Mortgage started 2020, aiming to clear 31/12/2029.2
-
Ooh, nail painting! I've not done mine in months, so I might do them on Wednesday for Christmas. I might even put makeup on for Christmas Day, fancy that!
I feel for you with the ongoing utility nightmare, fingers crossed for you it gets sorted relatively soon.3 -
Thank you Atrixa, I can't remember when I last did mine. I now have matching toes 😁
Oooh, make up, I may copy you with that idea and put waves in my hair, really push the boat out Christmas day, just thought of what dress I could put on 😊Mortgage started 2020, aiming to clear 31/12/2029.4 -
I wear a tiny bit of make up a couple of times a week but may join you in doing a bit more and maybe get dressed up to. Will be nice to have a reason to get dressed upMortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming2
-
Nails sound prettyAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Thank you LW2G and SH, they do look good; mine are naturally long, considering all the DIY I've done well to only break two!
Make up for me is just mascara and lipstick / gloss, saved for going out or interviews 🤭 it's too much effort and another reason I like having my eyebrows and lashes tinted, as it's even less effort 🙈Mortgage started 2020, aiming to clear 31/12/2029.2 -
Eyebrows tinted and waxed or threaded and eyelashes tinted make a huge difference. Add a tinted lip balm and (I think) I look so improved with minimal daily effort. Your nails sound lovelyIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
Thank you DIA. In daylight the nails are a hint of pink, with loads of pink sparkles 😁
I do feel a lot better when I've had the mini makeover, it's just £28 is a lot of money, even if it's very convenient to my home. Maybe in 2022 I will revisit having them done regularly, rather than a couple of times a year.
-- looking at home afterwards, they are nowhere near the standard I used to have before moving and cost more than double what I used to pay.
Popped to the charity shop, spent £6.75; got some bits for the kitchen, a set of candle holders, a few presents for people, a big cuddly toy for my cat and some clothes including a fantastic red dress (50p!) for Christmas day 🤗
I will pop in over the next few days to see what other bargains I can get; unfortunately this one is permanently closing on the 24th ☹️
That leaves the expensive one at the other end of the road and the antique shop for my little trips, both of which I struggle to walk to.
I'm cashing in some survey points, that will enable me to buy more things for the flat.
Having pork chops tonight.
Mortgage started 2020, aiming to clear 31/12/2029.4
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599K Mortgages, Homes & Bills
- 177K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards