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NST: November 2019
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Thanks Mothernerd I will need to just be strong - at least for the duration!Isa help to buy: 1000/3000 33%
Emergency fund: 100/1000 10%
Weight loose 8.6 kg - while having fun. 0/8.6 0%
Focus debt to clear HSBC £10/1111, 0% updated May 250 -
#25 tiny update
Not an NSD but I should only need to spend 1 more day this week for milk (I probably have enough til Friday).
Grateful for: Feeling better today; co-workers supporting me have a chilled first day back at work; OH cheering me up massively this evening; selling an item on ebay for a much higher price than expected!Save £12k in 2022 = £3705.97/ £7,500 (49%)
Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)0 -
dolly - it's also known as a buttery and is local to this area of Scotland. It's a sort of flat roll made with flour, oil (in the past with lard) and salt. They are delicious but very fattening!
I've never seen them in my neck of the woods. Toni'sFriend - they must be good to have 42.Today has been a spend - I had enough lunchbox stuff for 4 kids for the rest of the month, but DH has been stealing pasties from the freezer, and so I noticed this morning I did not have enough for tomorrow, let alone the rest of the week. It is still money saving as he is only buying coffee and cake at work rather than lunch, coffee, and cake. That and it comes out of my budget, not his = money saving!!!:cool:
DS1 seems to be enjoying his work experience, the main experience is that he was knackered :rotfl:.
Also we have a shampoo emergency situation:eek: there is none. Will buy one bottle and buy the rest on December budget reset day. I am trying to buy this stuff on a planned monthly basis rather than an ad hoc one.
So staying on NSD 15 for today:T
Gratitudes: I have nothing really to do today except a little light recreational hoovering, and a bit of extra-marital cooking. I am making a 3 bean chili. It is going to be lush. I have wraps and some refried beans too. It will be a feast. I have a proper cough now, it has finally happened. I have succumbed. So... off to hoover instead of feeling sorry for myself.
Get Well Soon. Every year from October to February I take Echinacea, 1 a day and I rarely get more than a sniffle. I tell everyone who has a cold but as yet I have never found anyone who listens to me. I buy mine on 3 for 2 in Tesco - Vogel something or other brand.Right so one of my habits this month is to be spending less time on the computer - and here I am - me having to do a large presentation at work, with a range of documents and I only have this evening to do it and 2 hours tomorrow afternoon to check it and I got home at 4, spent 1.5 hours on the computer on this forum and social media. spent 2,5 hours cooking and eating and here I am - still haven't started. I'm so stressed and I think I will just work on paper for a bit.
Sorry for rant, but it's one of those things I have to do every year, I'm not good at it and I'm not getting better or cooler about it. So it just feels worse and worse. But can't wait till Thursday will go for a run or swim when done. Looking forwards to that.
Hope it goes well.Debt Free and now a saver, conscious consumer, low waste lifestyler
Fashion on the Ration 28/660 -
When will this rain ever stop, it is so dirty and gloomy all the time.
Grocery shop is being delivered this morning, I also need to make a butternut squash curry for tea and thai style butternut squash soup for tomorrow, walk the dog and do some cleaning. Am hoping to run this afternoon.Debt Free and now a saver, conscious consumer, low waste lifestyler
Fashion on the Ration 28/660 -
Thanks Dolly! Like you, I am usually the one who does not get ill, or if I do it is a 24 /48 hr thing. Was just being a wimp yesterday, and woke up this morning still with a little cough, but much much better. Being ill is boring, so I do not do it often.
The chili went down really well, and there is plenty of leftovers to go into the freezer for ping-meals.
3 loads of laundry done already. Now for the folding of it all (sigh!).
Gratitudes: I am warm and dry and my roof has no holes in it.
£3 Mountain Warehouse school coat for DS3 - DS4 can move into DS3s old one. (one in/one out) yay for charity shops. Great condition too. Just needs a stitch in the hanging loop.
Hot water bottles. (even if Sooperdrug's are 51p cheaper than the ones I bought in W1lkos).4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******0 -
Sleep didn't happen last night (drank caffeine in the daytime to get me moving) so going itno my second day.
So far I have posted a birthday card for mum, gone round the room for things to take to the charity shop - 3 bags for life full of wooden boxes and straw baskets that were formerly used to hold material, trimmings, w-i-p etc. I love them and was thinking about using them inside the kitchen drawers and cupboards but they have been hanging around for a while now so I decided they should go to a new home. I've greatly reduced my sewing stuff and and general craft stuff and I won't be able to embroider for much longer so the little cardboard drawers will be enough storage (when I finish the lavender bags there will be more room as I am using remnants of fabric and short ends of trimmings and sequins of course).
I went to buy blu tack and a bereavement card for mum (to give to the family of the person whose funeral we are going to tomorrow) and called in the taxi office to book a car for tomorrow.
Going to try staying awake until after tea (want a shower and a hair wash and DS3 has just run a bath) but will probably stick to sedate activities as I ache and am a little off balance - lack of sleep I think. I have started a rubbish bin, a paper bin and a bag for pots and recycling. Hopefully I can go to sleep early and wake early.
I also have a food box in my room - for stuff I don't want them to eat now. Will have to sneak the large jar of special price mayo up here - if they see it, it will vanish. I have asked them to provide me with their festive food list. They are allowed to request 10 items each but if they haven't told me, they don't get to complain if it isn't on the table. The list so far is more curries, a 'real yule log' (I have been wondering what the reaction would be if I drag a large chunk of wood into the house) and noodles (special, specific brand and flavour, no cheapo ones).
Today I am grateful that I have done a few necessary tasks despite not being fully functioning, for starting to get the hang of giving away stuff and knowing I am slowly reducing the pile of stuff in the house. When we moved back into this (my original house) just before my hip operation we downsized from a 4 bed semi (including large attic party room) plus a large shed back to a 2 bed terrace (the bonus is that DS1 and Ds2 cannot move back in whatever the circumstances.
When DS3's Beloved moved in she came with 2 car loads of stuff and 3 chinchillas. Another 2 carloads arrived within 3 months and various shelves, chairs (her parents keep buying things to make her exercise like a computer chair with one of those huge rubber balls instead of a seat - these things tend to break fairly quickly) and additional gadgets have been acquired since. If we had any spare room Beloved's two sisters would have taken refuge with us by now (must remember to ask if any of their friends are coming to visit before/ during/ after the festivities).
I am also grateful that I can see some space in the back yard (even if some of it is covered in grunge atm). I tend to put broken items in the yard ( stupid chairs with rubber ball seats and inadequate plastic legs) and then feed bits into the bin when there is any spare room (only collected every 3 weeks now). We are allowed a bulky waste collection of up to five items once a year (15 months in practice as there is a wait between requesting it and collection date being given) but there are lots of things which do not count - fire place surrounds and pet cages and no glass or mirrors. last time I put a request in, I did not get a reply. However the work I've done all year is finally paying off - we do get a lot of litter blowing in off the car park and since the solid brick shed was taken down and replaced by a metal fence, stuff comes in from the back of the shops too.My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.NST SEP No 1 No Debt No mortgage0 -
Still here, sorry didnt get a chance to post yesterday
Monday - went to see great school play £3 3hrs of great entertainment, however came out to road flooded, had to jump down a 6ft wall into water to rescue my car, luckily where I had parked it wasnt too deep and could reverse and get out another way. Just had a sinking feeling when I saw all that water, thinking of how the families whose homes were flooded must have felt.
Tuesday - so busy in work, no time to get out so a NSD.
NSD 12/15 will try for another today. I need to order xmas pressies online but wait another day.
De clutter 35/60 after tip run and few odd bits binned.
Exercise - have to admit my heart hasn't been in it, last few days, so damp and recovering from bad chest. No drinking though - but no weight lost.
Using up - beef stew ate last 2 nights from freezer, no idea how long been in there.
Off to have a read through what you turtles have been up to.LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/220 -
When will this rain ever stop, it is so dirty and gloomy all the time.
Grocery shop is being delivered this morning, I also need to make a butternut squash curry for tea and thai style butternut squash soup for tomorrow, walk the dog and do some cleaning. Am hoping to run this afternoon.
Worried you are going to turning orange soon dolly with all this butternut squash, never made curry with it sounds interesting.
Forgot to put my grateful list up.
Finding old conditioner in a drawer, as I had ran out and wow my hair looks almost okay today, curly with no frizz.
Not really having any stress in my life.
Chest feeling so much better.
So much work done yesterday, feeling chilled out today.:DLBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/220 -
NSD No 19
Ironing all finished now and most of the household chores done. I did manage to wrap some of Himself's presents before he started asking me what I was doing. Might manage the rest tonight whilst he's watching the football.
Got a nice surprise when I found £100 winter fuel allowance had been credited to my bank account. Forgot all about that.
Quiet night tonight, I hope.Have adventures. laugh a lot and always be kind.0 -
HI Dolly thanks for thoughts - presentation is now postponed for next week so a bit of a worry for nothing for now. Now need to get on w prep as it's 90% next Thursday.
Grateful I can now go to inspirational evening w friend as planned, might have a drink even if I should not as am as broke as an empty tin, but I've got a tenner so a tipple for me and a little one for the car! as need to go into work tomorrow.
Grateful for a day at a lovely school and my own miserable students tomorrow - hoping to liven them up a bit.
Grateful for meditation app, that allowed me to sleep for an extra 2 hours this morning.
Has been an NSD day - but I don't think it will last.
Hope to walk to inspirational event later, budget is ticking over but only just. Have started help to buy account - just for the sake of it.
Habits - will not spend much time on computer tonight and my careful planning today worked - went into work as to not loose money just because I was stressed - and had canceled going to the inspirational event w friend - but when presentation was cancelled She was OK to rearrange and all is back in place.
So tomorrow I need to apply my carefull planning to my job :-) not so motivated though - will be in the morning though.Isa help to buy: 1000/3000 33%
Emergency fund: 100/1000 10%
Weight loose 8.6 kg - while having fun. 0/8.6 0%
Focus debt to clear HSBC £10/1111, 0% updated May 250
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