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NST: November 2019

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  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Misstara - are you still ok to run december?

    Yes, will put it up this afternoon :)
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • Grateful for 3 things - laughter, friends, mild weather
    15 NSDS 12/15
    Remove 60 Items - 85/60
    Outings - 1/2
    Use up Toiletries and Condiments - yes
    Budget - yes, just about
    Pay to Debts/Savings first - yes
    Avoid Coffee Shops / vending -4/30
    Lunch to Work - retired but will be taking packed lunch on days out
    Tread lightly - very noisy bird in the fir tree
    Donate - yes
    Reach out - yes, neighbour coming to knitting with me
    New Habit/ Things to do - crochet
    Stop Buying **** We Don't Need :D
  • f0xh0les
    f0xh0les Posts: 7,621 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Morning all!
    Payday today! well, my payday is tomorrow, but dh gets paid today and it is the same thing. £17.47 left in the budget, and I can't see me spending any more than that today.

    Will do the fridge/pantry inventory today and figure out what on earth I am feeding this family for the week.

    Dropped two bags for life full of books to primary school for their Xmas fair book stall. My hall is much clearer now. One week until the fair.
    Tonight (for my sins), after supper, I will get out the decorations and let the kids decorate their rooms over the weekend. There is a trip to town planned for Saturday, the kids need to look at things to know what to put on their lists. And after that it is December, so has no place here in Yes-vember.
    If you can't be in the month you love, honey, love the month you're in.

    I am off to battle the frog-ephant. Wish me luck!
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Dolly - well done you! Enjoy the freedom and brain space you now have.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    f0xh0les wrote: »

    I am off to battle the frog-ephant. Wish me luck!


    Is this anything to do with a key and a lock and a car and an invisible car-key-lock-man???
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • So finished on 20 NSDs

    Thank you, Apple, for this month's challenge.

    Our postal votes did arrive and have been dealt with, Very important as we're in a very marginal constituency and it really could go either way.

    Posted a few other things today. Some last minute purchases and all that remains is for me to contact my nephew tonight. Hopefully some settled news.

    Be back on 14th December. Will see you all then.
    Have adventures. laugh a lot and always be kind.
  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Have a lovely time away, Toni'sfriend.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • mothernerd
    mothernerd Posts: 4,858 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Debt-free and Proud!
    I too am glad to hear that you have made the break with this firm dolly. It has made you unhappy since the start. At the time when I was cleaning, I had many jobs. This meant that I was free to leave when any one job became intolerable - this ranged from one where one of the clerks persistently called me by a diminutive of my name which I hate (I was paying tax and NI on the job and the 6 hours extra it gave me back were used to make hm 'ready meals') to one working in a pub where the landlord shouted at me after we'd been 1 or 2 people doing the job of 3 for about 6 weeks, had no working hoover for 3 weeks and I'd just spent over an hour hour on my knees (finally had 3 people) trying to get salt and other debris out of the carpet. The following day, Sunday, neither of the other two turned up (one had been involved in a minor accident and the new woman walked out because of how he had spoken to me), I cleaned up after the Saturday night mayhem on my own and to add insult to injury he plugged in his own hoover behind the bar to hoover their own flat upstairs.



    Mum decided not to go to film club but stay home and rest. She told me to go (she gave me the money yesterday so I haven't broken No Spend Day). I too am worn out be this week and a bundle of minor illnesses but I'm so glad I went.


    The film was 'Finding your Feet', very sad in places, wonderfully funny most of the time and packed to the gills with our finest mature actors (Imelda Staunton, Celia Imre, Timothy Spall, Joanna Lumley and David hayman). Judy Dench wasn't in it (those present who've seen Big Liar with Dame Judy and our very own Ian McKellen recommend it) but she is going to play Madame Arcati in a rewrite of Blythe Spirit done by the two writers of this film.


    Also two hours when I didn't have to look at the wreck of my home which is overwhelming when I'm struggling to stand up long enough to brush my teeth. I did put a load of washing in last night at 11pm and then put another load in and some things on to the radiator before I went to sleep again.


    I've cooked a bag of frozen sausages in the oven and am having 3 with microwaved mash and a tin of beans (rest of the mash with sausage and gravy tomorrow and may get to put them others away).


    I've also persuaded/ badgered DS3 into doing the meter readings. He actually bought a mirror with a light on a stick to help with this but he couldn't get in the blister pack. I approached with scissors, a screwdriver and a kitchen knife, warned him not to jump (we have history with knives) and then I waited whilst he tried various permutations of moving couches, trying to take photos and squinting at the meters from different angles and I just sat there with my diary and pen. He has warned me not to ask him to do anything else for the rest of the day.


    Today I am grateful for a lovely film, the wonderful Film Club volunteers and the library man who does the 'compering' and for getting some essentials done (meter readings and clean clothes for me) when feeling yuck.
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
  • dolly84
    dolly84 Posts: 5,851 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    apple/mothernerd - thank you. I am relieved, I would have stuck it out longer if they hadn't ended the contract. As it stands at the moment they have overpaid me by 30 hours so I have put the money aside in case there is any issue with that, I did try to explain to them last month that they shouldn't be paying hourly paid temps on a salaried basis but they knew best.


    Didn't get out for a run in the end but did take the dog for an energetic walk to, from and around the woods.


    Toni'sFriend - have a good holiday.
    Debt Free and now a saver, conscious consumer, low waste lifestyler


    Fashion on the Ration 28/66
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    December thread is now up. Can't post a link on my tablet, could someone please post the link for me? Thanks :D
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
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