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NST: November 2019

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  • apple_muncher
    apple_muncher Posts: 15,240 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Well done on opening a help to buy account, ditty.


    Toni's friend - a very nice surprise for you! How is sil?


    Glad you're feeling better, calling and f0xh0les.



    Mothernerd, hope you can sleep tonight.


    Today I am grateful for not getting too soggy, for my y11s getting through their mock speaking tests with gusto, for helpful colleagues, for dd having a decent day, for more WSM, for 85% choc, for egg and chips for tea.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • nannygladys
    nannygladys Posts: 3,235 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi everyone
    Not been a sfd today, a vets bill and then I went shopping in Ald@ for my fruit and veggies (and a couple of Xmas foodie presents).
    Grateful for:
    1. Caring daughters
    2. Vets
    3. the 'not my cat'
    Nannyg
    £1 a day 2025: £90.00/365 Xmas fund
  • XSpender
    XSpender Posts: 3,811 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Feeling poorly and sorry for myself :(

    Budget - all up to date in YNAB. Still £1.11 in the food budget. DH has gone sim only on his phone saving £46/month

    Pay to Debts/Savings first Added a little extra to EF

    15 NSDS 3/15 :o

    Avoid Coffee Shops - bonfire night and coffee with friend were my 2 outings.

    Lunch to Work - Aiming for 20 days for DH 13/20 It must be more than this but I've lost count

    Remove 60 Items - 10/60 lots to go to tip, sell and charity but haven’t got on to it this month

    Use up Toiletries and Condiments used up another mini shampoo

    Daily Fresh Air Walked the dog

    Donate £5 - poppy appeal and shoe box donations done. CIN donation. Food bank donation dropped off.

    Daily Gratitude - 1) Getting a date for the postponed interview 2) Working from home when I would have had to call in sick if I had had to go into an office 3) Clearing the blockage in my hoover

    Help others, Love People :heart2:

    New Habits not much of an appetite these last few days

    1) Eat 3 proper meals each day 18/30
    2) Drink 2 glasses of plain water each day 17/30
    3) Eat a minimum of 3 F&V each day 7/30
    4) Complete 2 items off my to do list each day 12/30
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • greent
    greent Posts: 10,770 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    15 NSD 6 - still 6 - food shopping today

    Avoid every chain coffee shop etc. Support local shops and traders.- nothing today

    Remove 60 items from your house - nothing today 260/60

    Use up your toiletries and household cleaners before buying any more. - yep going v well

    Go on 2 outings - 2 done so far but 1 was free bar parking of 1.10

    Donate £5 or time to charity - lots of 'things' donated to various places. Money donated to poppy appeal, CIN, Rotary organisation & Gloucester Cathedral. Foodbank donation done

    Come on here every day and post 3 things you are grateful for. - cold-y feeling going today, yummy soup using hg veg from freezer for lunch, a couple of freebies with my shopping

    Start 1 or 2 new habits this month, ones that are simple and will make you feel better - fewer cups of tea and min 4 f&v per day - 5 cups of tea and just scraped 4 f&v
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • lcc86
    lcc86 Posts: 2,465 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Evening all, couldn't update yesterday, worked late and then out for dinner with OH's family - managed a NSD though as they paid. Today I spent as I'd run out of fruit and veg and wanted a couple of bananas as snacks at work. Shopping being delivered tomorrow. I also ordered our Xmas food today as well, veggie for me and a fancy stew and dumplings for OH. Will get all the trimmings another day. I can't really buy a joint of meat as it's only OH who eats it!

    Also got a delivery from whogivesa!!!!, it was a free trial, I got 3 rolls of toilet paper, kitchen roll and a box of tissues and only had to pay £3 postage. Have decided to sign up, it's a bit more expensive than normal toilet roll but more environmentally friendly.

    Also had my final PT session today. Gutted to be finishing with her but I've achieved what I wanted which was to be pain free, I just need to carry on with everything she's taught me.

    Haven't done gratitudes for a while so I'm grateful for:
    - Having an amazing PT who's made a huge difference to my quality of life
    - Free toilet roll
    - For being able to have a lie in tomorrow morning!
  • delta13
    delta13 Posts: 322 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Hi everyone,

    NSD today so I'm now on 13/15.
    Budget is still on plan, I actually have about £100 left from last month to cover til the end of this week! just hoping for no nasty surprises.
    Today was a no-packed lunch day - tomorrow will be!
    Grateful for: no-one stealing my parcel after the postie left it on the doorstep; a productive day at work; free cuppa from the boss.
    Save £12k in 2022 = £3705.97/ £7,500 (49%)
    Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)


  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'm still away from home, so not really doing much during catsitting duties :) but I'm very grateful for re-building a very old friendship, despite how different our lives have looked at different times.
    2023: the year I get to buy a car
  • How is sil?

    Apple - Until yesterday I would have said OK but I got a phone call from my nephew last night saying a friend had been to see her and called him because she was a bit concerned about her. He drove right over, called an ambulance and she's now back in hospital. He and I both think she was discharged way too early. But, to be fair to the hospital we think she was so very determined to get back home that she exaggerated just how well she was feeling and exactly what support she had at home. It is a worry. I could hear the stress in my nephew's voice last night and I'm going on holiday on Saturday. Just have to cross our fingers and hope it all works out. Thank you for asking. It's very kind of you to be concerned.
    Have adventures. laugh a lot and always be kind.
  • f0xh0les
    f0xh0les Posts: 7,620 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    XSpender wrote: »
    Budget - DH has gone sim only on his phone saving £46/month


    Congratulations! Xspender (in my best Shirley Bassey voice):rotfl:

    Still coughing a bit. Not enough to stop me going volunteering. If I am drinking I am not coughing. So I am drinking. Therefore....Spirits are still high.

    Payday tomorrow!

    Grateful for:
    Still having a quarter tank of petrol, thus not having to buy any more petrol from the November budget.
    Being prepared to steamroller a frog-ephant tomorrow if it is not resolved today.

    Being in love :happyhear with a man who thinks I am a nut. Well, really he knows I am a nut, but he does not mind. One terribly serious grown up in the house is enough.


    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • dolly84
    dolly84 Posts: 5,851 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Calling - that sounds like a dramatic exit, I do hope no one was flooded. BTW the curry was lovely, I roasted the squash the day before and then added it at the end of cooking the curry, it was in quite large chunks and I also added spinach.


    apple - DH has been watching WSM, I had to yell at him to turn it off yesterday, it is terrifying. There was a guy chucking beer kegs backwards into the air over a banner and I was totally stressed that he would be killed - it is like the land that H&S forgot.


    lcc86 - I was looking at the loo roll on a website the other day, I do wonder though why the supermarkets can't just wrap their own in paper.


    Toni'sFriend - I would be the same as your sil, it did seem quick to be coming home after that type of surgery. Hope she is ok.
    Debt Free and now a saver, conscious consumer, low waste lifestyler


    Fashion on the Ration 28/66
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