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£125 Lloyds Switch Offer 1 October to 12 November 2019

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Comments

  • hillcats
    hillcats Posts: 899 Forumite
    Part of the Furniture 500 Posts Photogenic
    Indeed, thanks I’ve cracked on and applied. The switch will now complete the start of November!
    ORIGINAL MORTGAGE AMOUNT £106,454.00 (Started Sept 2007)
    NOV 2021 O/S AMOUNT £1,694.41 OUR DEBT REDUCED BY £104,759.59 by std regular, over-payments & off-setting.
    BofE +0.19% Tracker Repayment Offset Mortgage Discounted Sept 07-10 then increased to BofE +0.62% until 2027
  • Thanks Yorkshire Pud but downgrading isn't an option, as the joint is a Platinum Club and it's their main account that they have had for many years so they will not muck about with that.

    It does say about a branch visit, though you can do it on the phone, so we'll go for that option.
  • Herbalus
    Herbalus Posts: 2,634 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    I'd planned to do that, but after a month or two. Are you doing this straight away?

    I might leave it a week. I was tempted to try it last night as the switch incentive has been paid, but I don’t gain anything other than not having to do it later so I didn’t bother.

    I have about £3k that leaves in a 2 week period from 20th (reg savers, CCs) so would prefer to have this in an interest paying account. I took all money out of the CL when I downgraded, so will have to put it back when it’s not paying interest yet. I know I’m talking about £1 of interest, but habits die hard.
  • EarthBoy
    EarthBoy Posts: 3,213 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    ET18 wrote: »
    Can the direct debit be the same one but debiting twice in the same month or do they have to be separate active direct debits?

    No Direct Debits are required for the Lloyds switch offer.
  • schiff
    schiff Posts: 20,283 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    EarthBoy wrote: »
    No Direct Debits are required for the Lloyds switch offer.

    .......except for the 1% interest which the poster may be interested in. :)
  • schiff
    schiff Posts: 20,283 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Brewer20 wrote: »
    Yes you need the activation code (send by post) to access your account. Mine came today (Wed) and I applied/opened my account late Sunday, so came in the post within 3 working days of account opening, which was pretty quick.
    It seemed once I had activated the account the £125 incentive was paid later today, so again all good.

    I've had a letter to day - with no mention of an activation code - saying in effect that I'm good to go! Their words: 'you've got everything you need'.

    Odd.
  • movingon
    movingon Posts: 539 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Application on Chrome not working as "Next" button still not apparent on Switch page. I guess other people struggling as this is the current message on the application page:


    "Sorry, our website is unavailable at the moment
    Unfortunately, we're currently experiencing technical difficulties which means you're unable to access our website.

    We're working hard to get everything back to normal but in the meantime, please:

    Try again in a few minutes, or
    Contact us by phone using the details to the right (please be patient as our lines may be extremely busy)"
  • Bonus paid in. Lovely. :beer:
  • schiff
    schiff Posts: 20,283 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    movingon wrote: »
    Application on Chrome not working as "Next" button still not apparent on Switch page. I guess other people struggling as this is the current message on the application page:


    "Sorry, our website is unavailable at the moment
    Unfortunately, we're currently experiencing technical difficulties which means you're unable to access our website.

    We're working hard to get everything back to normal but in the meantime, please:

    Try again in a few minutes, or
    Contact us by phone using the details to the right (please be patient as our lines may be extremely busy)"

    This was exactly my situation last weekend! Following the phone call I decided to go to a branch (they had access to branch appointment diaries!) when it worked OK.
  • Hi


    Can anyone who has initiated a switch in the last couple of days tell me what the earliest switch date offered was?
    I'm trying to leave it as late as possible due to a recent application and switch in progress.



    Many thanks
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