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Holey Moley!
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They taste alright actually! Surprised.
I have the sad news that my net worth has dipped below £100k again.
Not shocked but annoyed!3 -
Mine's never got that far yet - unless I count the flat 🤔🤷♀️?Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!1 -
I count the flat, but at it's purchase price less my outstanding mortgage. I don't account for unrealised gains.2
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Oh, just for the record. Last night I woke up because the cat was touching my nose with her's. Gently. I was confused and groggy for ages
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killerpeaty said:Oh, just for the record. Last night I woke up because the cat was touching my nose with her's. Gently. I was confused and groggy for ages
Nothing to say about NW though - I don’t track mine as I’ve never worked out what to include/exclude!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway2 -
killerpeaty said:I count the flat, but at it's purchase price less my outstanding mortgage. I don't account for unrealised gains.Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!1 -
Boy, you guys are up early! @themadvix Poor b&w being so cruelly neglected while you selfishly sleep! Ahahaha cats are such jerks but we love them!
@SouthCoast while I understand your point, I would say that as renting is an alternative to owning, there is value (to me) in tracking how much much I have paid for the capital element. Also it gives me a guide in what I would be leaving my family when I die. Allowing me to get a leg up on the competition (HMRC). But I do have a subtotal for everything but the flat.3 -
killerpeaty said:Oh, just for the record. Last night I woke up because the cat was touching my nose with her's. Gently. I was confused and groggy for ages1
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edinburgher said:killerpeaty said:Oh, just for the record. Last night I woke up because the cat was touching my nose with her's. Gently. I was confused and groggy for ages
Yesterday was my birthday, it was lovely. My sister was unwell so we had a chilled one, ended up in an IKEA eating meatballs.
I received some lovely gifts including a beginner's upholstery set, it was so sweet because the place it was purchased from sent it all gift wrapped with "thank you" stickers. It'll come in handy when I start on the chairs.
Annoyingly, I started working on the bedside table and when I took the masking tape off, it took off quite a lot of paint. Now I'm contemplating sanding it all off, touching up the damage or just putting it up in my room for use until I get sick of it looking so bad.
I received a final demand from AAT, at some point I will pay it on time. This year is not that year.
I have contemplated putting money into my investments. But I'm holding off, I do think it's a good time to take the risk, however I have a large amount coming from my credit card (hen night accommodation). I also have not received my council tax bill which I'm concerned about. I also feel I should pay more off of my debt to my mum before I invest more.
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I think most councils have published their increases for this year, if you're concerned about it? I've not had my new bill yet, but the increase is online so I can work it out. Don't forget they'll be sending you £150 if you're band A-D as well xMortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3
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