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What small DFW things will you do w/c 23rd September?

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :money:
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Comments

  • Morning frugal wannabes :hello:

    Hope ally and CLF are doing ok and all others not posting at the moment.

    My list for today:

    Check banking
    Pay some funds over to just for points credit card that I used to buy something online
    Snacks and hot drink to work, boss is treating me to lunch :)
    Leftovers for tea
    Small having leftovers for packed lunch
    Looks like only dry day of the week, so second load on (first done overnight) ask DH to put the other 2 loads on and peg out
    Put washing away later :rotfl:
    Check for chicken online

    Have a good day all Purps.
  • foxgloves
    foxgloves Posts: 12,813 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Morning Monday Frugalistas,
    Today's list exists only in my head! I've so many jobs I'd like to do that I intend to put my audio book on, keep the coffee flowing & just crack on & see where it leads me. Tasks will fall into the following categories:
    *Kitchen - bread making, swap stuff into new fridge freezer, use more home grown produce & /or freeze it now we have functioning freezers.
    *Garden - See what's ready to pick, feeding, watering, etc.
    *Laundry - load 1 on cheap tariff just finishing. Two more loads to go in as today looks like the only dry day this week.
    And my usual daily frugal stuff.. Packed lunch, rubber chicken, grocery budget update, two baths from one lot of hot water, knit Christmas gift, etc, etc.
    Am hoping I'll be updating my dfw much later on with a few achievements, anyway.
    F x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • Thank you Purple Fairy

    Here until Friday so lots of things to do to do this week.

    Today;

    Banking checked and pennies moved
    Plants tended
    Phone and tablet charging
    Still to do
    Take medication
    Email friend and confirm time of arrival at station on Saturday
    Take cash for holiday from bank
    Organise four weeks paper money for paper girl (it just a weekly local paper but it gives the wee girl a bit of pocket money)
    A little bit of a tidy
    Check to see if I can find a restaurant deals for meal in Edinburgh on Friday night
    Soup I made yesterday for lunch
    Himself making baked potatoes for dinner

    Going into town this morning to get some things for Himself so that will take a bit of time. Why do men always leave things to the last minute

    Have a good day.
    Have adventures. laugh a lot and always be kind.
  • PurpleFairy thank you for starting this weeks thread :A

    This weekend seems to have flown by, I wish it was Saturday morning again.

    Today's list:
    PAD
    Pmp etc
    Go shopping
    Stick to the list
    Keep with the meal plan
    Update spending diary
    Home educate children
    RM survey
    Put yesterday's clean laundry away

    Rolled over list:
    Make a batch of muesli
    Update freezer inventory
    Complete paperwork received this week for various groups etc
    Change an annual dd to a monthly dd, no additional cost, this will be easier to budget
    Check the tray by the computer and see if anything can be filled elsewhere
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • ziggy2407
    ziggy2407 Posts: 4,106 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 23 September 2019 at 9:58PM
    Good Morning Everyone

    Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

    The sun's shining and I am almost raring to go :rotfl: Today we will:

    Check Bank & made PAD - Done
    RM Survey Prepped & todays item posted - Done
    Prep garden for new fencing (which is being delivered tomorrow :eek:) - Almost ready
    Arrange DS's orthodontist appointment - Done (eventually)
    Ironing - Done
    Buy paint stripper - Done, investigated cheapest price and then ended up buying own brand for lots cheaper
    Strip paint from pan stand/butchers block thing - Tomorrow
    Clear junk drawer in kitchen again - Tomorrow
    Bake Apple Tray bake (use up softer apples) - Tomorrow
    Prep wonky peppers and freeze (one got squashed in shopping and bag now a mess) - Done
    Roast for tea (using up lots of bits from freezer) - Done
    Swagbucks - Done, easy SWAGO Board available
    Purge a few emails - Done a few
    Enter comps - Done a few
    Surveys - Done
    All meals from cupboards/fridge/freezer - Done
    Checked: Lucky Bob, PMP, WinaDinner - Done
    Read Book - Soon
    Headspace app before bed - Soon

    Have a great day!

    C x
    Goodreads 2025 Challenge :16/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


  • twiggy86
    twiggy86 Posts: 2,688 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Morning all!

    Hope you all had a good weekend (need to catch up on the thread!)

    Our lodger has been away since Friday and not planning to come back until Thursday, so that's money saving as he does tend to leave lights on!

    Today I have/will:
    * Squeeze out "old" toothpaste tube
    * Take lunch to work using leftover gammon
    * Check banks
    * Update spreadsheets with weekend spends
    * Catch up on thread
    * Check paypal to see if £5 reward has appeared (not yet) - when appears will go towards CC
    * Pay money into bank at lunch
    * See if I can snaffle a notebook at work
    * Check OP (20p away from cashout amount!) and PA
    * See if I can work out what's gone wrong with my crochet project
    * Get a lift to parkour
    * Dinner from stores - chilli I've already made and will freeze rest
    * Have leftover crumble for pudding (homemade yesterday using picked blackberries and pears from the garden!)
    * Keep lights off to extent possible

    That's everything I can think of for now.
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £5,435.00
    Total paid off - £10,165.89 (65% paid off)
  • ditty1234
    ditty1234 Posts: 2,125 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Hi PF thanks for starting off this week:
    Today will be NSD
    Food from freezer etc
    Cooked dinner yesterday (took hours)
    Brought colleague to work (ride share)
    Zoom home
    Change
    Club hill run
    Zoom home
    Heat dinner
    Sleep

    Left laundry on line as not dry after damp day yesterday
    Isa help to buy: 1000/3000 33%
    Emergency fund: 100/1000 10%
    Weight loose 8.6 kg - while having fun. 0/8.6 0%
    Focus debt to clear HSBC £10/1111, 0% updated May 25
  • Gosh how is it 1 already?!

    Today:

    - TOMM let me down this week. House was :eek: Have spent a lot of the day going around tidying things up (in fairness it's mess rather than cleaning)
    * still to do TOMM :rotfl:
    * Have done 2 loads of washing. 1 already dry the other not..... ha ha I was going to say "not sure how long it'll be out as it looks like rain" and I then heard it raining! Back after getting it in and will get the airer out in a minute
    * make a make and roast beetroot
    * I'm making another jumper for madam. Everything is cut and ready to go. How knows might actually even finish it today :D
    * depending on success I might even get round the this repair that is sitting in my larder taunting me :o
    * supposed to be going to a friend's tonight. She's had surgery recently and still convalescing

    Ok that's all. Hope you all have a good week
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
  • 1LuckyLady
    1LuckyLady Posts: 1,206 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    edited 23 September 2019 at 6:24PM
    Good afternoon all, Thanks pf for this weeks thread.

    Todays list from me....
    * 2 gym classes and refill water bottle there several times done
    * call into mr t on the way home to buy some squash for the kids as they like the mr t own brand but don't like the aldee version - also picked up some casserole beef ys'd which I've put into my freezer for another day. done
    * we had rain here from first thing so no washing going on today done
    * whilst watching the Wales rugby match, I've checked banking, updated spreadsheets, numbered up some dvds using rm labels, filed some cards I picked up over the weekend from CardMarket, they were all half price on our high street, (I'm hoping its not another business closing :( - I've spent time messaging with a friend who worked for Thomas cook this morning, such a sad situatuon) done
    * buy a couple of dvds online from cex using vouchers from selling other stuff (we've looked instore for these two and they don't have them in our store or the big city one done
    * make families lunches for tomorrow done
    * rm surveysdone
    * food tonight is leftover chili which is nice and easy done
    * plan tomorrows meals as ds2 has a late afternoon hospital appointment taken some salmon out of the freezer, this will be a nice and quick meal then
    * pop some books back to the library whilst picking ds1 up from an after school club tonight. done
    Other then that, its just general tidying and cleaning.

    Take care all. Hope those regulars not posting are doing ok xxx

    ** checked fruit bowl and diced a couple of bruised apples into a freezer bag with some blackberries - will come in for a dessert at some point and no one was going to pick it out of the fruit bowl!
    ** triaged fridge, some carrots that were bendy have been peeled, blttzed with mini chopped and put in a box in the freezer to go into the next stew, curry or spag bol
    ** made the boys breakfast omelettes for tomorrow morning as I had the pan out doing their lunchtime wraps - making the most of the heat in the pan!
    ** checked tcb/quidco and there was some payable in tcb, so I've claimed it for a costalots voucher which I can use when I meet up with a friend for our monthly catch ups
    ** boys have decided to sell some games back to cex too :)
    Sticking with the "Small things" thread to keep up us on the straight and narrow.
  • ziggy2407
    ziggy2407 Posts: 4,106 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    ziggy2407 wrote: »
    Good Morning Everyone

    Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

    The sun's shining and I am almost raring to go :rotfl: Today we will:

    Check Bank & made PAD - Done
    RM Survey Prepped & todays item posted - Done
    Prep garden for new fencing (which is being delivered tomorrow :eek:) - Almost ready
    Arrange DS's orthodontist appointment - Done (eventually)
    Ironing - Done
    Buy paint stripper - Done, investigated cheapest price and then ended up buying own brand for lots cheaper
    Strip paint from pan stand/butchers block thing - Tomorrow
    Clear junk drawer in kitchen again - Tomorrow
    Bake Apple Tray bake (use up softer apples) - Tomorrow
    Prep wonky peppers and freeze (one got squashed in shopping and bag now a mess) - Done
    Roast for tea (using up lots of bits from freezer) - Done
    Swagbucks - Done, easy SWAGO Board available
    Purge a few emails - Done a few
    Enter comps - Done a few
    Surveys - Done
    All meals from cupboards/fridge/freezer - Done
    Checked: Lucky Bob, PMP, WinaDinner - Done
    Read Book - Soon
    Headspace app before bed - Soon

    Have a great day!

    C x

    A very productive day, forgot to thank PF
    for starting us off today

    Night all
    Goodreads 2025 Challenge :16/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


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