Please help- Please help !! PCN from Vehicle control services ltd

SoJacob

These are my options. Please please help. 

Umkomaas

Rock and a hard place now. You have a limited time to pay the judgment (check what that is, usually 1 month, but could be less) in order to avoid a credit trashing CCJ. 

You could then apply for a set aside - £275 which you might get back if you're successful with the set aside, or lose that and the £728 judgment - just north of £1k in total. If you get the set aside agreed, you'd then get the opportunity to defend the £728 charge with the potential to recover what you've paid to the claimant if you defend successfully. 

You could simply not pay the judgment (but you'll definitely have a CCJ), then risk everything on winning the set aside (which you might or might not get back), then get the opportunity to file a defence to fight the £728 charge. 

The NEWBIES FAQ Announcement, second post, contains more info on the set aside process, so please read that. I'm not the expert on this, so others might chip in to add to my comments. 

D_P_Dance

Does the CCJ contain amounrs for unlawful additions for debt collection, "contractual fee", etc., etc., etc.  If so a judge might be disposed to award you the set aside fees.

Have you read this?  Nothing has been done,  Have you complained to your MP?

https://www.dailymail.co.uk/news/article-3786132/I-ll-end-credit-rating-scandal-pledges-PM-acts-Mail-exposes-rulings-ruined-lives.html

SoJacob

Umkomaas said:

Rock and a hard place now. You have a limited time to pay the judgment (check what that is, usually 1 month, but could be less) in order to avoid a credit trashing CCJ. 

You could then apply for a set aside - £275 which you might get back if you're successful with the set aside, or lose that and the £728 judgment - just north of £1k in total. If you get the set aside agreed, you'd then get the opportunity to defend the £728 charge with the potential to recover what you've paid to the claimant if you defend successfully. 

You could simply not pay the judgment (but you'll definitely have a CCJ), then risk everything on winning the set aside (which you might or might not get back), then get the opportunity to file a defence to fight the £728 charge. 

The NEWBIES FAQ Announcement, second post, contains more info on the set aside process, so please read that. I'm not the expert on this, so others might chip in to add to my comments. 

Thank you. I can’t find anywhere the payment due date, however I see responding time 14 days and 28 days. I got bill of £727. How do I pay the £275? I do not want this affect my credit score 😞. 

I have sent them another email with all travel evidences. Not sure if they can take off my judgement against me and allow some time to respond. 

Thank you. I will read. 

SoJacob

D_P_Dance said:

Does the CCJ contain amounrs for unlawful additions for debt collection, "contractual fee", etc., etc., etc.  If so a judge might be disposed to award you the set aside fees.

Have you read this?  Nothing has been done,  Have you complained to your MP?

https://www.dailymail.co.uk/news/article-3786132/I-ll-end-credit-rating-scandal-pledges-PM-acts-Mail-exposes-rulings-ruined-lives.html

I have already liaised with my late MP Sir Davis Ames, however nothing much happened. 

Umkomaas

How do I pay the £275? I do not want this affect my credit score 😞

You send it with the set aside application, to wherever that needs to be sent. As it was a default, with no local court allocated (which is where you'd normally file a set aside application), you might need to speak with the CCBC for advice. 

While you're speaking to the CCBC you could also ask them to confirm the date by when Judgment must be paid, then you'll have the info from the horse's mouth. 

Don't overly rush this, that's where error creeps in. Your credit rating isn't going to be affected instantly, but it will be if the judgment isn't paid by due date. 

I have sent them another email with all travel evidences. Not sure if they can take off my judgement against me and allow some time to respond. 

They won't respond in any helpful way to that. Judgment has been made, now it's pay up and/or set aside. You have to follow the full and correct procedure. No shortcuts. 

SoJacob

Umkomaas said:

How do I pay the £275? I do not want this affect my credit score 😞

You send it with the set aside application, to wherever that needs to be sent. As it was a default, with no local court allocated .

They won't respond in any helpful way to that. Judgment has been made, now it's pay up and/or set aside. You have to follow the full and correct procedure. No shortcuts. 

Can I pay the set aside now or should I wait till Monday and get some advice from the CCBC? 

SoJacob

Is it this what I should be doing now? 

Umkomaas

SoJacob said:

Umkomaas said:

How do I pay the £275? I do not want this affect my credit score 😞

You send it with the set aside application, to wherever that needs to be sent. As it was a default, with no local court allocated .

They won't respond in any helpful way to that. Judgment has been made, now it's pay up and/or set aside. You have to follow the full and correct procedure. No shortcuts. 

Can I pay the set aside now or should I wait till Monday and get some advice from the CCBC? 

I thought I'd already given you a steer on that just 10 minutes ago, here it is again!

Don't overly rush this, that's where error creeps in. Your credit rating isn't going to be affected instantly, but it will be if the judgment isn't paid by due date. 

You need to get all your ducks in a row before you dive in headlong, but blindfolded. The key date by when action must be taken is the date by when you must pay the judgment (whenever that is). 

SoJacob

Ok,  I will  speak to the CCBC first thing in the morning on Monday. Is there anything I should be doing in the mean time. Any good defence I can reference? 

Thank you.