Wife hit another car . Their bumper scared

Quentin

In this case though there was an innocent third party involved!

bartelbe

Pay up, you have got off easy.

As for people being pious about informing insurance, insurance companies should stop ripping off customers by charging them higher premium for accidents which weren't their fault.

I know they claim if a person has one accident they are more likely to have another. Well then they can prove it. They should be made to publish the data which justifies their insurance premiums. If they can't justify higher premiums with the data, they should be banned from increasing them.

mrbg07546

bartelbe wrote: »

Pay up, you have got off easy.

As for people being pious about informing insurance, insurance companies should stop ripping off customers by charging them higher premium for accidents which weren't their fault.

I know they claim if a person has one accident they are more likely to have another. Well then they can prove it. They should be made to publish the data which justifies their insurance premiums. If they can't justify higher premiums with the data, they should be banned from increasing them.

I’ve paid. 395 . That what was agreed. I’m not going to pay more and happy tong through insurance if that’s a issue

Quentin

mrbg07546 wrote: »

I’ve paid. 395 . That what was agreed. I’m not going to pay more and happy tong through insurance if that’s a issue

Whenever you get quotes there's always a possibility that the price changes because more damage is discovered once parts are stripped etc. You can't agree s final cost of the incident based on just the repairs quote

But in your case once you agreed to pay the quote you were admitting your liability and as previously explained, the liable party is liable for all costs incurred, not just the repairs

All spilt milk now!

Tell the whole story to your insurer who will check out whether or not the third party did incur any extra costs etc before finally settling with them

Arklight

roddydogs wrote: »

Yes I know your supposed to, but who on earth notifies their insurance co when not claiming for bumps?

The other party has now notified their insurance co about the damage, who will be contacting the OP's insurance company, who are going to find out about it from someone other than the OP. Putting the OP in breach of their contract.

The risk of a cancelled insurance policy on your record simply isn't worth the small bump in premiums for a few years.

neilmcl

bartelbe wrote: »

Pay up, you have got off easy.

As for people being pious about informing insurance, insurance companies should stop ripping off customers by charging them higher premium for accidents which weren't their fault.

I know they claim if a person has one accident they are more likely to have another. Well then they can prove it. They should be made to publish the data which justifies their insurance premiums. If they can't justify higher premiums with the data, they should be banned from increasing them.

Try reading the thread fully this time. The OP ha paid and the (innocent) third-party is asking for more cash. There always a good chance that the TP will inform their insurer now so there's nothing "pious" about advising the OP to do the same and cover their own backs. The OP is not the innocent party here!

mrbg07546

How do I let the insurance company know about this please.

Ring them and say “we hit a car, however we are attempting to resolve it damage via cash ? For your info only”?

Quentin

Yes, that will do - give the details of the third party

mrbg07546

Hi, I told insurance . They said they will put t as a fault claim until 3 months have lapsed

uknick

mrbg07546 wrote: »

Hi, I told insurance . They said they will put t as a fault claim until 3 months have lapsed

What does that mean? If they hear nothing from the other party in 3 months they'll remove it from your file?