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Debt, debt and more debt.

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  • I think you were right to block this woman.  You were being kind by trying to help this woman but unfortunately it sounds like she has mental health issues  and her behaviour with you would explain why others have not helped her.  I think you do need to retain a sense of self preservation and keep your distance from her for now.  Do you know any of her family?  How did you come to meet her? 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • Chrystal
    Chrystal Posts: 1,999 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Glad you're feeling a bit better, and brilliant news about the CSA :smiley: 
     I bet you'd love to have seen his face when he got that news. :mrgreen:  ((hugs)) 
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • janb5
    janb5 Posts: 2,673 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Yay...well done you!  So good to hear positive news. i bet there are plenty of things to spend the money on.  It is so richly deserved.
  • Chrystal
    Chrystal Posts: 1,999 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Hope everythings OK?  XX
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • Chrystal
    Chrystal Posts: 1,999 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Sorry to hear that you're feeling so down Emma, but glad that you're posting again.  If nothing else it gives you a place to vent your feelings.  
    I think everyone is in a state of flux at the moment.  We don't know from one day to another what the situation is going to be with Covid, which causes severe anxiety for a lot of people, especially those whose jobs it affects.
     Has Ex paid any of the back money he owes you from CSA?  He must be OK for money if he can afford golfing holidays!  :rage:  Please try not to torture yourself with FB etc, he's really not worth the anguish he's caused you, but it often takes a long time for us to realise that. (((hugs))) X

    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • Primrose
    Primrose Posts: 10,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've been Money Tipped!
    Crystal makes a good point.Emma. Everybody is being affected by the uncertainty created by Coronavirus  at the moment  with different levels of concern and anxiety.  These are generally troubled times so you shouldn,t feel guilty abiut admitting to days of uncertainty and anxiety.  Just hang onto the positive things you CAN  control and continue to remind yourself how far you,ve come in recent months.
    sometimes we have to remind ourselves how far we,ve already travelled rather than worry about. how much of the journey is still left to complete. And perhaps give yourself a break from social media too.  You don,t know How much of your ex's boasting is necessarily true or over-exaggerated just to get under your skin  or to preserve  his own sense of self importance.   Leave him to drive his own vehicle into the skids  and just look aFter  your own Well being. 
  • janb5
    janb5 Posts: 2,673 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
     Beautifully expressed Primrose and I`d also advise blocking him from all your social media so you don't need a constant reminder of his presence.  Much the best way of avoiding him and his puffed up importance.
  • AntoMac
    AntoMac Posts: 2,674 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    I think he could summarise that by just saying “Do as I say, not as I do” Emma,
    Attention seeking seems to sum him up very well. He surely can’t believe his own copy and pasted melodramatic posts deep down. 
    It’s a shame your Mum doesn’t understand your depression. You can always vent on here.  Try not to forget how well you have done, and how far you have come. There are of course always ups and downs but there are plenty of better days ahead for you.
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  • Primrose
    Primrose Posts: 10,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've been Money Tipped!
    I think the current Coronavirus pandemic ought to be turning us Into our own psychologists and Cou sellers as virtually everyone  I suspect is starting to encounter anxiety and uncertainty problems to which there are often no easy answers.   Your mum is obviously   a person to avoid for future support.   Perhaps  instead we all need to start asking ourselves questions like "how is this problem different from others I've previously encountered and how did I battle my way through it last time?"   Learning from  our own strengths and weaknesses at times like this when social distancing socialising doesn,t make it easy to create valuable new support systems Isn,t easy, but sometimes if we dig deeply enough within ourselves we can often find hidden strengths we didn't  know we had. 

    I was listening today to part of an interview Cliff Richard recently gave to mark  his 80th birthday when he talked openly about the misery caused To him by the BBC's false allegations about his personal life. It was a reminder that nobody is exempt from the misery that others can cause us and at the end of the day it is within our own power to take back control for ourselves and decide how we want the pattern of our lives to move forward. 
  • the_long_and_winding_road
    the_long_and_winding_road Posts: 123 Forumite
    Tenth Anniversary 100 Posts Name Dropper Photogenic
    edited 30 May 2024 at 4:07PM
    @[Deleted User] - how are you doing? Everything okay??
    Pay all your debt by Xmas 2023 - #39 £2,570.09 / £12,000.00 (21.4%)
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