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Be careful when you google cccs
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you should probably start a new thread with your question as it may not get seen here. SOA is a statement of affairs but again dont post it on this thread as it doesnt get many hits. HTH0
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SOA stands for statement of affairs also know as a few other things such as financial statement or income and expenditure. It basically details ALL your income such as wages, benefits, CSA, Board etc and ALL your expenditure Rent, Utilities, food, Petrol including servicing.
People put together a SOA so they can see a true refection of the financial situation. Once a SOA has been put together you can see if there are any areas you could cut back or reduce and you will also be able to see how much money you have to offer your creditors.
If you have any further questions feel free to ask. As HHH said if you post your question on the main board you will get a better response as more people view that area.
Good Luck with helping your partner and welcome to the boards
SarahI am a Debt Counsellor that works for the CCCS and have specific permission from Martin, to post on these boards to try and help those in debt. Read more information on the CCCS and what it does in the Debt Problems: What to do and where to get help article.
CCCS is a registered charity, and there is no charge whatsoever for any of the services we provide to our clients. We take great pride in offering first class help and advice, but we only offer this where we have been able to fully explore and understand your circumstances with you. We want to help you understand these choices and their possible implications but not make them for you.
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Does anyone know how to stop banks and card companies phoning all the time?0
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Does anyone know how to stop banks and card companies phoning all the time?
Hi Irene,
If you start a thread on the main board more people will see the question and you will get some great answers and support. Let me know if your not sure how and good luck
SarahI am a Debt Counsellor that works for the CCCS and have specific permission from Martin, to post on these boards to try and help those in debt. Read more information on the CCCS and what it does in the Debt Problems: What to do and where to get help article.
CCCS is a registered charity, and there is no charge whatsoever for any of the services we provide to our clients. We take great pride in offering first class help and advice, but we only offer this where we have been able to fully explore and understand your circumstances with you. We want to help you understand these choices and their possible implications but not make them for you.
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Does anyone know how to stop banks and card companies phoning all the time?
Just found this old thread that answers your question if you scroll down to RAS has added an example letter that might help you
Click here to see threadI am a Debt Counsellor that works for the CCCS and have specific permission from Martin, to post on these boards to try and help those in debt. Read more information on the CCCS and what it does in the Debt Problems: What to do and where to get help article.
CCCS is a registered charity, and there is no charge whatsoever for any of the services we provide to our clients. We take great pride in offering first class help and advice, but we only offer this where we have been able to fully explore and understand your circumstances with you. We want to help you understand these choices and their possible implications but not make them for you.
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thanks for that link Sarah...I think a lot of people could use it!0
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hi all. im a bit new here and just stumbled across this site. we are in debt but not by much but our low income and me at collage and hopefully going on to university means that financially we are struggling.we got put in touch with C A P (christians against poverty) although you dont need to have a religion to use them. just after we started with them they took my wife shopping and spent £100 on us to help get us started. it doesnt cost us a penny to use them although we do give £2 a week as a giving as they are totally reliant on fundraising0
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This is spam. The idiot has been putting his nonsense all over the forum. The sooner that this lunacy is dealt with the better“The primary cause of unhappiness is never the situation but your thoughts about it.” Eckhart Tolle0
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EARN MONEY EASILY
TURN $6 INTO $15,000 or More
What is it today with spamming the stickies?
:spam::spam: and downright SCAM
Reported.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
For a sponsored link to appear above the organic search results it must have a click through rate of at least 5%, which is very significant.
That means that out of every 100 times the ad is shown on the page, it's been clicked on 5 times. That's a lot.0
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