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Thanks everyone ❤️
I have made a small overpayment of £62.07 which was the interest amount for July. It's annoyed me a bit really. My mortgage payment was £101 this month, the interest is £62, so most of the mortgage payment is just going towards paying the interest. This is nothing new, I know, but this morning it just proper riled me 🤣
Back to work today and it has got very busy, which in a way is nice as it makes the day go quick, but didn't feel like I achieved very much. I bought a new shower curtain which was delivered today, so I've put that up now, which makes it feel fresher in the bathroom and then we made curry for tea.
I've started listening to Dave Ramsey today after stumbling across one of his podcasts, basically an American Martin Lewis, so quite enjoying listening to how people across the pond deal with their finances. Very similar to over here with getting an emergency fund, paying off debt, paying off the mortgage, investing etc, so good to hear.Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!6 -
Oh you are so close with that mortgage Jessy! I'm just catching up with diaries so ready a chunk all in one go, very exciting!!1
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