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  • Hettyhound
    Hettyhound Posts: 1,046 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    I’m with you on the dog thing.  Winston is very spoilt but I do justify it that his breed do require “clothing” and he is a family member ❤️
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
  • Jessy103
    Jessy103 Posts: 2,242 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    I’m with you on the dog thing.  Winston is very spoilt but I do justify it that his breed do require “clothing” and he is a family member ❤️
    That's so true, hetty! X
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • Jessy103
    Jessy103 Posts: 2,242 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    A nice day has been had. We had a bit of a lazy morning and a fried egg sandwich for breakfast, I got some washing done, which is now dried and put away.
    We went over to my grandads and had some time with the family, most of whom we don't see very often as they dont live locally and had some cake. Grandad was very chuffed with everyone being there ❤️

    I've cashed out a payment on mingle (which is a survey app if you haven't heard of it), the payout is a strange £16 amount but hey ho, every little helps! Very close to a payout on norstat and swagbucks, so should reach both of those this week.

    I've been looking at houses on rightmove and I know I'm a year away from paying off this mortgage but I'm thinking it might be good to start looking and maybe viewing some so that we know what we really want/need and what we're willing to compromise on, what do you think? My only reservation is that it might make me feel a bit down if I find somewhere perfect and we can't have it because it's too soon 🤔
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • Looking at Rightmove is fine, but if you're not in a position to move then I wouldn't go to look at houses. It annoys both sellers and estate agents if you're not actually ready to proceed in any way as you're mostly just wasting their time.

    Instead over the coming year, start making a note of the things that really annoy you in your house, or the things that you really appreciate and would want to carry over. For us we'd definitely want to keep off-street parking and a decent sized living room, but I want a separate dining space (or a kitchen with room to eat in), and either a small utility room or possibly a downstairs toilet.
    "You won't bloom until you're planted" - Graffiti spotted in Newcastle.

    Always try to be nice, but never fail to be kind - Doctor Who

    Total mortgage overpayments 2017 - 2024 - £8945.62!
  • newgirly
    newgirly Posts: 9,335 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    I think I wouldn’t look in person unless I knew I could go for it even if it wasn’t great timing. So if it really was your perfect home 🤔 looking online is a given, I do it whether I’m planning on moving or not 😬
    MFW 67 - Finally mortgage free! 💙😁
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news on the factory office. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • CrazyBee787
    CrazyBee787 Posts: 908 Forumite
    500 Posts Name Dropper Photogenic
    Yes good news you have a job you line, well done on the side hustle it sounds like you are not only improving your life but theirs tooXX
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