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  • South_coast
    South_coast Posts: 6,023 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Yuck. Definitely the right decision, you are a cleaner, not a carer ❤️
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • CrazyBee787
    CrazyBee787 Posts: 1,225 Forumite
    1,000 Posts Name Dropper Photogenic
    I wouldn't make you out as lazy with having a second job, streamling and walking dogs and full time first job, quite the opposite actually.
    Missions: -

    1) Build up an emergency fund (EF) £2000/£3500 By end of 2025!
    2) Pay off Mortgage Starting £58000 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
    3) Improve the number of no spend days.
  • themadvix
    themadvix Posts: 9,051 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    That’s absolutely dire Jessy - you are a better person than me - I would not have done it.

     The electric blanket is an absolute game changer in winter, I love ours!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Jessy103
    Jessy103 Posts: 2,407 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Thanks ladies x

    Today has been a nice chill one. Too cold and frosty to drive anywhere to take the dogs for a walk and with them feeling the cold more (even though they wear their coats), we just stayed in the warm. We set up the shoe box storage and I have to say I'm very impressed. They even sent little incense sticks which go in a groove in the handles to keep them smelling nice! 

    We made swede and carrot soup for dinner and then I streamed this afternoon. We had fajitas for tea, made my DH and I love him to bits but he forgot to grate cheese in them! Like, that's the most important bit! 🙄🤣

    Hopefully my payout for streaming will come tomorrow, which would be a nice bonus amount to put towards the mortgage. 🤞

    The new shoe storage.

    Mortgage Balance as of September 2025 £11,700
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • newgirly
    newgirly Posts: 9,409 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Blimey jessy, not regrets leaving that job I’m sure! Sorry but the weirdest bit is the fact they debated whether to clean it up or not 😱 very odd and clearly not a physical impairment, that’s beyond strange… 
    MFW 67 - Finally mortgage free! 💙😁
  • greent
    greent Posts: 10,836 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Urgh - definitely a job to not return to! 🤢What on earth made them think that was in any way acceptable to leave it for you?!
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • CrazyBee787
    CrazyBee787 Posts: 1,225 Forumite
    1,000 Posts Name Dropper Photogenic
    Wowser I have mortgage envy, you have done so much damage to that mortgage...absolutely well done...InspiringXX
    Missions: -

    1) Build up an emergency fund (EF) £2000/£3500 By end of 2025!
    2) Pay off Mortgage Starting £58000 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
    3) Improve the number of no spend days.
  • Jessy103
    Jessy103 Posts: 2,407 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Thanks crazybee  x

    I was quite sensible when I bought this place and only got what I knew I could afford on my salary alone. I've been lucky since then in getting pay rises and I am well paid for what I do, which means I can overpay a lot each month. I'm also quite low maintenance (lucky for DH 🤣) in that I don't buy a lot of clothes or like to go out a lot, I'm happy going out for a nice walk with the dogs and then cosying up inside 🙂 i spend more money on the dogs and things for them instead of myself. I am a crazy dog lady 🤣
    Mortgage Balance as of September 2025 £11,700
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
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