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Finally it's Friday and the last day of work!
I'm sat in the office with nothing to do, but we're not allowed to leave until 4pm, so might as well post in my diary and catch up with everyone else's.
We've been paid today and I have overpaid £1k to the mortgage, so the new balance is £23,850! Woohoo! If I carry on like this, by Spring I will be under £20k and into the teens, then all paid off by the time I turn 40 in June 2026, which was always my ideal goal. This has given a nice boost to my motivation, maybe i can do it before then! 🤣
Done a lot of packing for our Christmas holiday tomorrow and got the gate and key codes from the owner. Can't wait to wrap up and have walks of the beach.
Have a lovely Friday all! XMortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!6 -
Happy holidays.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Have a lovely holiday Jessy!"You won't bloom until you're planted" - Graffiti spotted in Newcastle.
Always try to be nice, but never fail to be kind - Doctor Who
Total mortgage overpayments 2017 - 2024 - £8945.62!2 -
Have a great holiday coming to Suffolk. What part are you going to?Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.602 -
What a lovely photo of your dog, she really is smiling! have a wonderful holiday Jessy 😊MFW 67 - Finally mortgage free! 💙😁1
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Thanks all ❤️
@slm6002 we're in Kessingland, as DH's family are from Lowestoft 🙂
We arrived safely and got into the holiday chalet. Its basic and could do with some tlc but it's fine for us for a week. We can also see the sea from the French doors in the living room, so that's nice. We've had several walks on the beach already and the dogs are loving it!
I cooked us brunch before we left yesterday and then had a lovely pizza hut treat for tea last night. Stepson has come to stay with us for a few day as well, so it's nice we, and especially DH gets to spend some time with him. He is 17 now and turns 18 in March, so is off doing his own thing, has school and work, so he's not really interested in coming to stay with us anymore.
I've cooked a curry for dinner today as stepson is going to work 4pm-8pm so wanted to fill him up before he goes. Me and DH will have left over pizza for our tea.
Tomorrow we're planning a walk around Dunwich Forest as the weather is looking dry.
The view from the living room window doors (although the glass could do with a good clean, can't seem to switch off the cleaner in me 🤣)
Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!7 -
I get round that by opening the window 🤣
Sounds fantastic, hope you all have a lovely break and recharge xMortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Haha SC! That is a valid point, well presented and if the wind wasn't absolutely artic, I might have opened it 🤣
Thank you, I definitely need a relaxing break after this year! XMortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!3 -
Merry Christmas to you all. Hope you all have a lovely day and wishing you all the best x
Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!6 -
Ooh, how lovely to have a sea view at Christmas jessy! Hope you have a nice peaceful time away x3
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