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  • ladyholly
    ladyholly Posts: 3,934 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Happy birthday. I hope you have had a lovely day.
  • Cheery_Daff
    Cheery_Daff Posts: 17,155 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy birthday indeed! 😃😃 lots to celebrate there 🍾
  • QueenJess
    QueenJess Posts: 4,498 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Happy Birthday!  You should definitely be proud of your mortgage overpayments, your diary is one of those that is an inspiration to me :)
    2025 decluttering: 3,848🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 328🥉🥈🥇💎🏆
    Big kitchen declutter challenge 105/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,748 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Happy belated birthday! Well done on your OP achievements as well - your focus is fantastic 
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • catclaires
    catclaires Posts: 98 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    Delurking to say happy belated birthday and well done on your excellent life achievements on all fronts! :)
  • Jessy103
    Jessy103 Posts: 2,242 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Thank you all for the birthday wishes and kind comments 😘

    I had a nice chilled out day yesterday and far too much chocolate cake was eaten 🤣

    Back at work today and bully is on holiday for two weeks! Yippee! Although, to be fair she has backed off and left me alone, but it is nice to have that pressure completely taken off for a bit. In further good news, I've had an enquiry about cleaning from a potential new customer and going to see them on Wednesday, so fingers crossed! 🤞
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    All good then  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • newgirly
    newgirly Posts: 9,337 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    That is a few weeds 😂
    MFW 67 - Finally mortgage free! 💙😁
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