What small DFW things will you do w/c 29th April?

determined_new_ms

Morning purps Not much to report for today:

* read newsletter
* try to get Drs appt
* job application
* sewing
* allotment
* might pot on some seedlings
* all foods from stores


That's all!

Baileys_Babe

Today the children have 2 lots of training in different towns, so we will be spending plenty of time in the car.

Todays list:
Download an audio book free from the library to keep us entertained while in the car
Pack snacks for the day
Take water and my hot drink out with us
Only planning to spend money on shopping, afternoon training (morning training prepaid) & dd club this evening, I'll pay for the term
Stick to the meal plan
B/L/D from stores
Stick to the shopping list
Put ALL shopping away
Update spending diary
PAD
PMP etc
Home educate children
Pack snacks for tomorrow
Get clothes out for tomorrow
Wash hair and let it dry naturally
Turn off lights and appliances not in use
Plan for tomorrow to make the most of our time.

carrielovesfanta

Morning all!

Was feeling far too perky last night and went to bed at the unheard of time of 11pm :eek:
I am suffering for it now but luckily it's my "Friday"

Small things for today:

• B/L/D from stores
• Charge phone in work - done
• Gym at lunchtime if programming appears - done
• Check greenhouse and water if needed
• Finish sock. Send pic to mum to see if she wants them as I'm not really feeling the yarn
• Make a list of things to do over the weekend. Will involve a lot of compost and planting
• No alcohol
• Check PMP - done

Have a good one all

clf x

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up (Link)
• Birthday Freebies (Link)
  
• Coupon Shop Forum list of money-off coupons (Link)
• Cooking On A Bootstrap, cheap recipes. (Link)
  
• eBid (Link)
• Freecycle (Link)
• Freegle (Link)
  
• FreeStuff (Link)
• FreeUKStuff ( Link )
  
• Income Tax Calculator (Link)
• i-Say Surveys (Link)
• Jobseekers Railcard (Link)
  
• List of online newspapers. At bottom of the linked page. (Link)
  
• Marriage Tax Allowance (Link)
• Martin Lewis' Weekly List of Deals and Tips (Link)
• MSE Bank Charges Comparison Tool (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. (Link)
• MSE Budget Planner (Link)
  
• MSE Abbreviations Explained (Link)
  
• MSE Deals and Vouchers (Link)
• MSE Demotivator Tool (Link)
• MSE Credit Card Minimum Repayment Calculator (Link)
• MSE Money Makover (Link)
• MSE Piggybank Budgeting (Link)
• MSE Stoozing Guide (Link)
  
• MSE Wow Offers (Link)
  
• NHS Minor Ailment Service article (Link)
• My Supermarket (Link)
  
• NHS Free Prescription Checker (Link)
• OnePoll (Link)
• Parcel2Go: compare postage prices (Link)
  
• Parkopedia: compare parking charges (Link)
  
• Pick My Postcode Lottery ( Link )
  
• Quidco (Link)
  
• Reclaim PPI at no cost to yourself without using a claims company. (Link)
• Reclaim Packaged Bank Account fees at no cost to yourself without using a claims company.(Link)
• Reclaim phone credit (Link)
  
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
• SayNoTo0870 cheap phone number finder (Link)
• Split Ticketing (Link)
  
• Start Rescue Breakdown Cover (Link)
• Super Saver Amazon Delivery Tool (Link)
  
• Survey sites that pay for your opinions (Link)
  
• Swagbucks (Link)
  
• Swapit (Link)
  
• Tickety Split cheap train tickets (Link) Site closed
  
• Toluna (Link)
  
• TopCashBack (Link)
• Wombling Guide (Link)
• You Need A Budget site and App (Link)

If any of the links are broken, let me know.

allydowd

Hi May Money-Marvelousos,

I've just finished a 3.5 week away 'mission' at work. I've one day off to recover before 4 days on back at my usual workplace nearer to home. :dance:

So tired. :undecided


Debt-Free-Nillionaire Continuity Plan Year Four (Nearly Five!):


* Check online banking. Done.

* Continue my Challenge 500 miles challenge to travel 500 miles for free before the end of 2019: walking, hiking, climbing, cycling, running and swimming. I'm up to 177/500. Will walk. It's exactly two years since I tore the ligaments in my ankle mountaineering. I'm grateful to be 90% recovered but frustrated by the remaining 10% that hasn't healed. Done.

* Defrost batch cooked soup. Done.

* Clear out In Tray. Done.

* Clear out wallet. Done.

* Clear emails. Done.

* Check if expenses have been approved.

* Talk to DW about holiday. It's in a month and we've paid for it but made few other arrangements yet.





“Everything will be okay in the end. If it's not okay, it's not the end.”

the.overspending.angel

Hi all. I have been a long time lurker on here occasionally dipping in and out but have decided to put on my big girl pants and join you all if you'll have me?! Here is my list for the day:

* Check freezer and pantry and meal plan until Sunday
* Write shopping list
* Stick to said shopping list!
* Do NOT buy lunch out - there is plenty of food in the house
* Put at least one thing on Ebay
* Matched betting
* Dinner at my parents
* Nice walk with the dog tonight
* Set up new spending diary for May
* Check bank
* Update spending diary
* 10,000 steps (at least!)
* Buy Dad's birthday presents (Same stress I have every year when he tells me the only thing he needs is socks!)
* Write letter to debt agency (They have offered me a reduced settlement figure - I'm going to be cheeky and ask them to reduce it further)
* Set up standing order to debt agency as I've just realised I haven't paid them anything for months
* Clean fridge
* The PAD thread looks good so I'll make a payment today and join in on that

I'm working nightshift tonight and need to squeeze a nap in this afternoon so I best get a move on!

carrielovesfanta

Welcome overspending.angel! Always room for more here

the.overspending.angel wrote: »

* Buy Dad's birthday presents (Same stress I have every year when he tells me the only thing he needs is socks!)

Would you consider knitting socks? We have several sock knitters on this thread. It's not as hard as you might think

La_escocesa

Hi everyone :wave:

Here's me:
- Sorted YNAB now most bills have come out :cool:
- Sold something for £10 that I got for free :dance:
- Walking to shops and post box - save a bit of fuel and get a bit of extra exercise

Does anyone want to use Chip, where it moves money automatically from your account into savings? If I pass a code on we both get 1% interest.

Nothing really

Season_of_Mist

Hi All,

I am going to jump in with Overspending Angel and join this lovely thread today if I may? Something about the ‘no saving is too small’ mindset really appeals to me. I had years of managing on just about no money at all when I was younger and the habit of watching and stretching every penny became ingrained. I love making those tiny savings wherever possible, but I live with someone who definitely doesn’t think like that, has never had to scrape around for money, and is (to me and how I’m used to managing) very wasteful. So that is one of my biggest challenges but I’m determined to not let it affect any small savings I can make, even if they end up being offset / wiped out by the OH!

Today:

Very lucky to have a free gym at work with a locker and shower room, so my workout today won’t cost me anything, plus saved the hot water cost of not showering at home (also of course no additional travel cost to get to the gym as it is in the same building)

Drove to work today but I can combine this with a stop at the supermarket on the drive back as my route goes right past it (yes will involve spending on a mid-week food shop but at least no additional fuel cost to get me there)

I am in a tea fund at work, only £4 per month, this covers all hot drinks while at work and saves me a fortune every month as I drink A LOT of tea

For the last 6 months or so I have stopped having any breakfast on work days and only have fruit for lunch (this I take with me), so minimal spend on food while I’m here, we are talking two apples and two bananas, must be net cost of about £1 or less

Bottle filled from water filter at work (free H2O and it tastes better than tap water)

Sure there are some other regular savings I always try to make, but am not used to writing them down.

brednall

Morning all (just)

A few bits and bobs today.

1. Breakfast and lunch from stores
2. PAD to Barclaycard - main payment due tomorrow but better to spread payments
3. Check bank and update spreadsheet
4. need to go to Mr T's for a couple of bits for tea - hubby is on a massive health kick so eating lots of fresh goodies
5. keep step count up
6. finish craft items to give to my manager

Sure there's more but it escapes me right now

Emma