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Easter 2025 I’m coming to get you!

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  • Jessy103
    Jessy103 Posts: 2,256 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Congrats on the overpayment, hetty. Shame about Castle Howard though, hopefully something better will come along for you! :)
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • Hettyhound
    Hettyhound Posts: 1,046 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Just done my first Prolific in ages but don’t think I’ll get paid as the server kept dropping out.  Cashed out £11 on TCB so when that hits my account it will go off the mortgage.  Mortgage DD day on Monday so it will drop even more.  Busy weekend of batch cooking to re-fill the freezer.  Already done a carrot cake and a bean chilli, slow cooker out to make veggie mince and onions, split peas soaked overnight for a cauliflower dal and leek and potato soup for lunch.  Finally found a bread recipe that I seem to be able to make work successfully so made a loaf on Thursday night which we will have with soup.  Out at a friends this afternoon and then that will probably be it for the weekend given the foul weather we are expecting!
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
  • Jessy103
    Jessy103 Posts: 2,256 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Some yummy food there, hetty! :)
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the OP. Commiserations about missing on Countryfile. Hope you are weathering the stormy winds okay. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Hettyhound
    Hettyhound Posts: 1,046 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    The mortgage payment went out yesterday so now it stands at £57,169.22  :). The freezer is fuller so hoping a smaller shop on Thursday but must remember it’s holiday club next week so have to do him a pack up everyday.  Weathering the storm but the wind blew the boiler out on Sunday and the water but ended up in the pond, luckily the frogs are hibernating!  Spent the evening looking at pics of monster themed cakes; that’s the birthday cake request this year.
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
  • Hettyhound
    Hettyhound Posts: 1,046 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    By heck have I had issues getting the forum pages to load! Had a lovely days holiday on Friday and I never stopped; still cleaning the oven at 9pm.  That’s not finished and doesn’t look terribly clean but yesterday I invested in some oven liners to make future leaning sessions a lot easier.  I did manage to dig over my veg patch and release the worms from the compacted earth so they can do their thing, took the car to the jet wash, clean the bathroom, get some bits of shopping and hoover through.  Never moved my bedroom furniture round though which was the whole point of the day off!  My son is out at a friends this morning but I’m going to have to blast his room as you can’t see the floor again.  Managed to pay off £19.22 on the mortgage curtesy of Prolific and TCB  :)
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
  • Prolific and TCB are so fab! 

    Your day's holiday on Friday sounded like harder work than being in work! But sounds as though you got loads done. You are doing brilliantly with your mortgage! 
    MFW since March 2019Mortgage-free 30th June 2023
    My Budget and Savings Diary https://forums.moneysavingexpert.com/discussion/6543308/making-a-budget-and-sticking-to-it#latest
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like a full on day off even without moving the furniture. Well done on the mortgage OP.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Jessy103
    Jessy103 Posts: 2,256 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Awesome news on being close to 57k!! The birthday plans sound great :)

    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
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