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Easter 2025 I’m coming to get you!
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Congrats on the overpayment, hetty. Shame about Castle Howard though, hopefully something better will come along for you!Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!3 -
Just done my first Prolific in ages but don’t think I’ll get paid as the server kept dropping out. Cashed out £11 on TCB so when that hits my account it will go off the mortgage. Mortgage DD day on Monday so it will drop even more. Busy weekend of batch cooking to re-fill the freezer. Already done a carrot cake and a bean chilli, slow cooker out to make veggie mince and onions, split peas soaked overnight for a cauliflower dal and leek and potato soup for lunch. Finally found a bread recipe that I seem to be able to make work successfully so made a loaf on Thursday night which we will have with soup. Out at a friends this afternoon and then that will probably be it for the weekend given the foul weather we are expecting!SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)2
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Some yummy food there, hetty!Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!3 -
Well done on the OP. Commiserations about missing on Countryfile. Hope you are weathering the stormy winds okay.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
The mortgage payment went out yesterday so now it stands at £57,169.22
. The freezer is fuller so hoping a smaller shop on Thursday but must remember it’s holiday club next week so have to do him a pack up everyday. Weathering the storm but the wind blew the boiler out on Sunday and the water but ended up in the pond, luckily the frogs are hibernating! Spent the evening looking at pics of monster themed cakes; that’s the birthday cake request this year.
SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)2 -
By heck have I had issues getting the forum pages to load! Had a lovely days holiday on Friday and I never stopped; still cleaning the oven at 9pm. That’s not finished and doesn’t look terribly clean but yesterday I invested in some oven liners to make future leaning sessions a lot easier. I did manage to dig over my veg patch and release the worms from the compacted earth so they can do their thing, took the car to the jet wash, clean the bathroom, get some bits of shopping and hoover through. Never moved my bedroom furniture round though which was the whole point of the day off! My son is out at a friends this morning but I’m going to have to blast his room as you can’t see the floor again. Managed to pay off £19.22 on the mortgage curtesy of Prolific and TCBSPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)4
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Prolific and TCB are so fab!
Your day's holiday on Friday sounded like harder work than being in work! But sounds as though you got loads done. You are doing brilliantly with your mortgage!MFW since March 2019Mortgage-free 30th June 2023
My Budget and Savings Diary https://forums.moneysavingexpert.com/discussion/6543308/making-a-budget-and-sticking-to-it#latest3 -
Sounds like a full on day off even without moving the furniture. Well done on the mortgage OP.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Morning everyone (just imagine a small yellow guy waving
),
I made another overpayment of £50 yesterday so I’m £100 off £57k. Pay day on Friday and I still have £52 in my account which will top up bills account a bit. I’ve got £24 in my purse but 15 of that is for petrol. Looking quite healthy for me this close to payday. I bought my son’s birthday present last night, it’s a construction set. I’ve found out our local award winning fish and chip shop deliver so on his actual birthday that will be our tea. I’ve taken a days flexi leave on the day, cancelled before/after school care (you have to give 4weeks notice otherwise they charge you! It used to be 2 weeks). I’ll take him and pick him up from school and spend the day decorating his cake.
I've got my car booked in the garage next week as the exhaust is rattling. He says it could just be loose as it’s doesn't sound noisey when I’m driving along just when I’m accelerating; we’ll see. My boy is on a school trip on Tuesday and then on the 5th there is the lovely fancy dress for world book day. They didn’t do it last year much to my relief but this year the theme is vocabulary so they have to dress up as a word. His word is going to be dictionary: I have several so the oldest one will be sacrificed to make a hat and a tabard; just something else I’ve got to do.
We have winds again this morning but the sun is out. I’ve got lots of flowers out, camellia, irises, hellebores so it’s looking lovely in the sunshine. Greyhound walk tomorrow so hoping the wind stops for my fair weather hound!SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)5 -
Awesome news on being close to 57k!! The birthday plans sound great
Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!2
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