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My year of living dangerously
Comments
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Thanks HH. You are right. I went off track for a bit to concentrate on myself because my stress levels were going up. I think that is why I feel able to deal with my car issues. I am sure the stress me will be back. I need to tackle some difficult things on the house very soon. Ah well. I hope your blip is short termHairyHandofDartmoor wrote: »It's good that you know what went wrong during your blip and you are refocusing on your goals
. We all have a blip from time to time, I seem to be at the moment 
but as long as it doesn't last then it's not a problem . If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
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well done on getting your mojo back. sometimes stopping a decline is harder work than getting back up the hillI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine0 -
Just caught up on your diary. It sounds like you've had a lot to contend with. Keep eating those frogs...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
well done on getting your mojo back. sometimes stopping a decline is harder work than getting back up the hill
Thanks for the encouragementsavingholmes wrote: »Just caught up on your diary. It sounds like you've had a lot to contend with. Keep eating those frogs... If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
I did go to the skip. :T I kind of like it there. Full of purposeful people. Good to get rid of gardening waste and other junk. I have another load of garden waste but did not have enough containers.
Tomorrow my goal is to get to the gym. I have my kit and will pack my bag and put it in the boot tonight. Fingers crossed it does not rain or I will have to walk as I have no working windscreen wipers…
I have a table to move upstairs, a unit to clear to another room and a bedside table to fit in another room. Then the stairs, landings and hallway will be clear. Other than that I would like to have all the downstairs rooms clean and decluttered before I go to bed.
I am happy to be home today as I want to watch the tennis whilst I clean and organise my home
Happy Sunday If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
not much work getting done this end of the internet with the tennis on and no-one moving an inchI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine0 -
Me neither! No ground being given on either side...not much work getting done this end of the internet with the tennis on and no-one moving an inchIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
I had years when I'd watch Wimbledon every year , then one or two when I wouldn't bother or was busy etc. I gave this year a miss due to all of the focus on the celebrities and would rather focus on the game itself . I watched the federer / nadal match a few years back but today's final was actually longer . I managed to catch the set where roger was serving for the championship and he blew it .
Great match featuring 2 legends . Somehow , I think that there doesn't seem to be anyone that can stop Novak winning 3 more times and probably equal roger federer 's 8 Wimbledon titles .
Back to the money side of things tho.. There's me thinking Boris Becker is bankrupt . Then he is on bbc yet again . I quite like him though . He is obviously at fault with his finances . I just keep thinking " new bills please" . Sorry
Good luck at the gym tomorrow DIA 0 -
I've just caught up on your diary DIA. You're doing amazingly well on your house and treating yourself to clothes which you deserve.
It did take me a while to figure out what the Ay Ay was though.:o1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%
[STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.0
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