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My year of living dangerously
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Good luck with the frog.
Have a good weekend
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Maybe dissect that frog and serve it in garlic butter. Good luck with itMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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Enjoy your weekend I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thank youGood luck with the frog.
Have a good weekend
I dissected the frog and ate half. Saving the other half for tomorrowin_need_of_direction wrote: »Maybe dissect that frog and serve it in garlic butter. Good luck with it
Thanks beanielou, you tooEnjoy your weekend If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Wow. Is all going on indeed.
Very envious of you getting the floor sanded.
Glad that you are going on holiday.
As you say you may not get the chance again.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I tried to edit a post and now it has gone! So in summary:
FROG 1--I am going on holiday. I worried about it a little as there is so much house stuff to do. But I haven't been abroad in years and I might not get the chance to go with these friends together again. Flights are paid for now. Spending money will come from my day to day to allowance. I have begun a little pot.
FROG 2--Car Ins. I am eating this frog in 2 bits. Yesterday was research and one comparison site. Today more comparison sites and research. Then I will buy it.
HOUSE NEWS
The bathroom quote came back. It is a fair price and he is a good tradesman. I will go ahead. I need to find a bath and a sink and a shower.
The floor sanding is due to begin the week after next :T
The gardener comes on Friday (weather permitting)
I want to do all the above plus go on holiday. Off to do some sums so I can find a way to make all these things happen.
Happy Sunday If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Happy Sunday indeed ��I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
So, I've been adding up figures for hours and so far as I can pay for the holiday, sand the floors, do the garden, and pay for the bathroom fitting. The only problem is I don't have the money to pay for the bathroom (tiles/flooring/shower/bath/sink) i want fitted. The only thing is to ask him to put the bathroom in at the end of July but I run the risk of losing the plumber as he is a very busy plumber!
The other option is to ask the CU for a loan that I repay in full at the end of July. (Looking like the best option right now)
Not having much money takes so much time and energy sometimes. Before someone points it out I know I am lucky to have this home to worry about.
I am going to take a walk to look at bathrooms/showers either today or tomorrow. It is a discount store so maybe I will strike lucky If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
I’d say take the loan. You have a clear plan to repay and you will have the work done. Also means that if you see a bargain, you can take advantageMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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Another vote for the loan.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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