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My year of living dangerously

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  • jwil
    jwil Posts: 21,983 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    £30 is crazy! I agree with HHD, I don't spend that on relatives!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • in_need_of_direction
    in_need_of_direction Posts: 7,727 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hopefully you got the nice normal day anticipated yesterday. As I’m currently trying to tell myself, the thing about off/meh times, is that they pass.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • another_casualty
    another_casualty Posts: 6,506 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hope things are improving DIA .
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,083 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    How are things DIA ?Cant believe the £30 leaving present debacle .
    Life is an adventure, never stop exploring.

  • Homegrown0
    Homegrown0 Posts: 1,280 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Just catching up (again) and £30 for a leaving present without consulting you is absolutely dire!

    When my eldest was leaving nursery, I bought a little minding for his key worker but I didn't realise i'd also be roped into a joint gift. I wasn't too bothered but they started buying gifts for all the nursery teachers and I think i was £30/40 down by the time i paid my share... It's all done with lovely intentions but I just don't see the value in things like that. A small thank you/ goodbye is enough.
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    You are very quiet.
    Hope all is well.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Seasidegal58
    Seasidegal58 Posts: 6,017 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    doingitanyway wrote: »

    Thanks SSG. I envy your little army of trusted trades people. How did you acquire them in the first place?
    I know I don't sound like it but I want to try to do things sometimes as I think if I can get over the stress I will feel empowered in the end if that makes sense?

    I was introduced to them via my sister - one is the father of one of her good friends and the other two have carried out work for the company she works for. Mind you, the decorator and plumber are semi-retired now so I'm not sure how long they will continue taking on work.:(

    I would have been annoyed too about the leaving gift. What one would spend on an gift individually is up to that person - people have different budgets and priorities. But if a gift is to be bought on a group basis then the budget should be discussed by everyone beforehand. It's rude to assume that someone will just go-ahead and cough up without being consulted first.

    I hope all is well with you DIA and you're feeling better.
    x
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I hope you're okay DIA, you have been very quiet lately.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Homegrown0
    Homegrown0 Posts: 1,280 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Another one hoping you're doing ok and spending your time doing something fun.
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    edited 28 May 2019 at 6:53PM
    Hello DIA. Hope you are ok.

    I've just found you. I'm such a ditzy, I missed the new diary comment.

    I have a lot of reading to do tonight.

    Edited to say I've just caught up. All sounds very exciting for you but I understand why you're a little anxious.

    I can't wait to read about your upcoming creative year.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
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