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Marriage problems

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Comments

  • MovingForwards
    MovingForwards Posts: 17,164 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Gather all your birth certificates, marriage certificate, passports, driving licence etc (for you and your son) and either hand them to your parents to look after or see if you can lock them away in your desk or other safe place at work.

    If you think things may start to spill into your work life then have a quiet / confidential word with them.

    Start looking at how much you can charge a lodger and read up on your (limited) responsibility to them.

    Open up a paperless account with a bank or building society or online bank (Monzo / Marcus etc) and start squirreling away some money to tide you over.

    If you are close to your parents let them know what is happening and what you are planning.

    Look on the entitled to website and work out what benefits you can claim as a single parent.

    You may not make any more steps for a while, but when you do you will be ready. Every time you take another step you are grabbing more confidence.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Thank you, I do have debts on 0% credit cards, I am paying these off but I do have a few thousand in savings and premium bonds so I have ready cash...I could get £400 - £600 a month from a lodger (need to look into tax).

    I think the decent thing for the man to do is to live with his cousins / friends that he spends all his time with drinking and they can live their single, alcoholic lives together.

    I can get a lodger to help me pay my credit card debts. But hopefully the lodger won't be going out drinking and partying all night too! The issue with bolting the door from the inside remains...the area that I live in is getting more dangerous at night, a house close to me was broken into recently with the family inside and they were held hostage. At least if I can bolt the door from the inside I can feel a bit safer and if anyone tries to break in it will take them a bit longer and give me more time to call the police!

    The man and I want different things in life, he's not ready to be a grown up but wants to enjoy the benefits of me providing a comfortable home for him!
  • MovingForwards
    MovingForwards Posts: 17,164 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    https://www.gov.uk/rent-room-in-your-home/the-rent-a-room-scheme

    Here is a bit of info on renting a room out.

    Can't offer any suggestions about locking up as my ex went the next day when I told him to.

    I know yours is still around, but try not to waste any more breath on him and start thinking about yourself and the little guy.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Yeah me and the little guy do tons of fun things together all weekend while the man is out or sleeping it off, he is my ray of sunshine and my reason for carrying on!
  • Pollycat
    Pollycat Posts: 35,886 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Savvy Shopper!
    Thank you, I do have debts on 0% credit cards, I am paying these off but I do have a few thousand in savings and premium bonds so I have ready cash...I could get £400 - £600 a month from a lodger (need to look into tax).

    I think the decent thing for the man to do is to live with his cousins / friends that he spends all his time with drinking and they can live their single, alcoholic lives together.

    I can get a lodger to help me pay my credit card debts. But hopefully the lodger won't be going out drinking and partying all night too! The issue with bolting the door from the inside remains...the area that I live in is getting more dangerous at night, a house close to me was broken into recently with the family inside and they were held hostage. At least if I can bolt the door from the inside I can feel a bit safer and if anyone tries to break in it will take them a bit longer and give me more time to call the police!

    The man and I want different things in life, he's not ready to be a grown up but wants to enjoy the benefits of me providing a comfortable home for him!
    Re the bit in bold - is this what your solicitor has suggested?
    Did he mention your soon-to-be-ex's potential claim on the property you are both currently living in and possibly your pension?
  • spirit
    spirit Posts: 2,886 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Thank you, I do have debts on 0% credit cards, I am paying these off but I do have a few thousand in savings and premium bonds so I have ready cash...I could get £400 - £600 a month from a lodger (need to look into tax).

    I think the decent thing for the man to do is to live with his cousins / friends that he spends all his time with drinking and they can live their single, alcoholic lives together.

    I can get a lodger to help me pay my credit card debts. But hopefully the lodger won't be going out drinking and partying all night too! The issue with bolting the door from the inside remains...the area that I live in is getting more dangerous at night, a house close to me was broken into recently with the family inside and they were held hostage. At least if I can bolt the door from the inside I can feel a bit safer and if anyone tries to break in it will take them a bit longer and give me more time to call the police!

    The man and I want different things in life, he's not ready to be a grown up but wants to enjoy the benefits of me providing a comfortable home for him!



    What did he say when you mentioned this?
    Mortgage free as of 10/02/2015. Every brick and blade of grass belongs to meeeee. :j
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