NST April 2019 - Spring Forward

NST April 2019: Spring Forward


A new month is upon us. Spring is really beginning to make itself known now, the sun has been shining quite a bit, the days are getting longer, the plants and trees are springing into life again. Hopefully we are feeling ready to leave winter behind and really kickstart ourselves, paddle those turtle legs forward and don't give up.



Simplicity - think about the simple pleasures in your life which you really appreciate, friendship, family, cake. Focus on those this month as much as you can (maybe not too much cake though).


Persevere - I know that trying to reach your goal can sometimes seem never ending but try to remember that each time you waste money/time it can take you further away from what you really want for the long term.


Reduce - I wouldn't be me if I wasn't asking you to reduce. Think about what you really need and what will be left at the end, is there a better way to consume.

Invest - in yourself, your family, your home - the things that really matter to you.


New - new month, new beginning. Don't look back at past mistakes and failures, there is nothing that can be done about them, learn from them and move on.


Grab - take life by the horns. Do something which takes you outside of your comfort zone at least once this month.



The non-negotiable rules.

We start at the start on 1st April and finish on 30th April


[FONT=&quot]12 NSDs[/FONT][FONT=&quot]. for those with children as we have two weeks holiday this month and 15 for everyone else, more if you like. An NSD will not be spoiled by purchasing yellow sticker products only or medication, fuel or paying for regular activities (when planned in advance and the monies put aside in an envelope – eg children’s activities or random payments) and greent's usual milk excemption.[/FONT]
[FONT=&quot]
[/FONT]
Pay to your debt/savings first and move forward from there.


Have a budget and stick to it.


NO spending in coffee shops, work canteens, vending machines. If you do it needs to be planned in advance and budgeted for.

Anyone up for this?
Debt Free and now a saver, conscious consumer, low waste lifestyler


Fashion on the Ration 28/66
«13456737

Comments

  • dolly84
    dolly84 Posts: 5,851 Forumite
    First Anniversary Name Dropper Photogenic First Post
    edited 3 April 2019 at 9:23AM
    Reserved for participants.


    1. dolly84
    2. greent
    3. WorkLifeBalance
    4. Kerry Woman
    5. clippy_girl
    6. chocolatelover93
    7. applemuncher
    8. mothernerd
    9. Robi90
    11. crazy_cat_lady
    12. misstara
    13. sashanut
    14. Fmess
    15. Lovelifeloveliving
    16. Shrewbie
    17. dottydaisy
    18. f0xh0les
    19. laurenh1
    20. DawnW
    21. bizzie
    22. Indigowarrior
    23. PurpleFairy26
    24. Craftingmad
    25. GlendaSugarbean
    26. SpekySquarehead
    27. Poppytattoo
    28. munchin
    29. shabbychic12
    30. bestlifenow
    31. JoJo77
    32. Lauralozzle
    Debt Free and now a saver, conscious consumer, low waste lifestyler


    Fashion on the Ration 28/66
  • greent
    greent Posts: 10,670 Forumite
    First Post Name Dropper First Anniversary Photogenic
    Count me in, please, dolly :)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Toni'sfriend
    Toni'sfriend Posts: 4,026 Forumite
    First Anniversary First Post
    I am away for most of April so unfortunately won't be able to join this time round. Great challenge though, Dolly.
    Have adventures. laugh a lot and always be kind.
  • Please count me in! I've signed up before but been too busy to fully participate. No excuse now as I've taken voluntary redundancy. We want to save my money to clear the mortgage once our fixed term is up so need to watch the pennies until i get another job!
    SPC #459 no 8 2015 £203 2016 £157 2017 £70
    starting mortgage £120,000 June 2012
    OP 2015 £5000, 2016 #57 £28866/ £25000
  • Kerry_Woman
    Kerry_Woman Posts: 3,133 Forumite
    First Anniversary Name Dropper Combo Breaker First Post
    Please count me in for April.
    Frugal Living Challenge 2024 Mortgage free as of 1st August 2013
  • clippy_girl
    clippy_girl Posts: 2,283 Forumite
    First Anniversary Combo Breaker First Post Debt-free and Proud!
    Me please :) it's been a while!
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
  • Been away for a while I'm back :D count me in :D
    C x
    Read my diaryHere :)
  • apple_muncher
    apple_muncher Posts: 14,691 Forumite
    First Anniversary Mortgage-free Glee! First Post Name Dropper
    Of course I'm up for it! Thanks dolly. We'll be in Texas for 10 days of it (yee ha!!) but I'll jolly well do my best.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • mothernerd
    mothernerd Posts: 4,827 Forumite
    First Anniversary Name Dropper First Post Debt-free and Proud!
    Me please dolly. I need to think carefully about travel because of all the extra appointments.
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
  • Robi90
    Robi90 Posts: 101 Forumite
    First Anniversary Debt-free and Proud!
    I'm in too!
    [STRIKE]£799 - FD Personal Loan[/STRIKE] :beer:[STRIKE]£500/ £500 FD Overdraft[/STRIKE] :beer: [STRIKE]£5700/£5700 MBNA credit card[/STRIKE]:beer:
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 342.9K Banking & Borrowing
  • 250K Reduce Debt & Boost Income
  • 449.6K Spending & Discounts
  • 235K Work, Benefits & Business
  • 607.6K Mortgages, Homes & Bills
  • 172.9K Life & Family
  • 247.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards