📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Buffy's 30 Month Plan

Options
1444547495079

Comments

  • I choose Vodka and Chaka Khan

    Sorry am watching Bridget Jones!

    And smug married couples can do one too!

    Today was a bit of bust really, but Saturdays are these days! But tomorrow is another day :)

    I think I might spend it watching Rom Coms as Bridget Jones has entirely cheered me up!!
    Nevertheless she persisted.
  • doingitanyway
    doingitanyway Posts: 9,955 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    You work full-time and sort the house and care for your mum's needs too.
    I understand not wanting to use your Sunday cleaning.
    Ignore me if it isn't even a vague possibility but could you get a cleaner maybe once a month so you can wrestle some control back?
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I agree with dia about the cleaner.
    Though I think you said that your mum was not keen.
    I do think you should really consider it.
    There is only so much one person can do.

    Happy Sunday xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    Hello All,

    I have been here for a really time, got out of debt twice and then got in debt again! It is like a hobby.........a really crap limiting unsatisfying hobby!

    Currently I am 4841 pounds in debt, don't own a house and have about 1000 across very various accounts for insurance, Christmas, the Summer etc.

    In thirty months I aim to have paid off the debt, have 10,000 saved up - some in a help to buy ISA (6000) and some in various saving accounts.

    Ideally I will have more savings, but the 30 months is effectively 200 for the debt and 200 for the house, the debt will be paid off before that and then that gets saved somewhere.

    This will be achieved by August the 25th 2021.

    Well.
    That is it. There is the plan.

    Love Buffy XXX

    Oh god Buffy. I've just started reading your diary but this comment has broke me. I can't stop laughing. If I had tattoos I would have that.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • Sun_Addict
    Sun_Addict Posts: 24,060 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm sorry to hear that what the dating bloke said upset you :( I trust he has no faults then!! Don't take any notice. Can we come and beat him up for you.

    Glad your mum feels a bit better.

    Take care xx
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • ooo Parsniphead I hope you haven't read the rest! it isn't very interesting!

    I think I must be due on since I feel really rough. So tired and such a shocking headache.

    I haven't spent any money today and don't intend to. Mum is back to being unwell again, I thought she did too much yesterday. And I am on house duty.

    And the house is disgusting.

    Well bits are. The kitchen is clean.

    ugh.

    XX
    Nevertheless she persisted.
  • Sun_Addict wrote: »
    I'm sorry to hear that what the dating bloke said upset you :( I trust he has no faults then!! Don't take any notice. Can we come and beat him up for you.

    Glad your mum feels a bit better.

    Take care xx

    I think it just surprised me, that he was right. Any how... that side of things of will disappear soon, I have done more than the six months I promised my friends and it is all a bit grim and pointless.

    XX
    Nevertheless she persisted.
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 4 August 2019 at 7:37PM
    I found myself this afternoon searching for self help books and some kind of programme to follow to get me out of my funk (which I think is partly due to being due on...) Now obviously I have shelves and shelves and shelves of self help books. Before we lost my Dad I had quite a tough time at work (Never!! I hear you say) and a very very bad break up and Susan Jeffers and her Feel the Fear book did get me to move on and change my life a fair bit.

    I tried reading it again after Dad passed but I was so grief stricken I don't think anything would have worked I was lost completely and utterly for a fair few years.

    Anyhow it was a good book so I started reading it again.
    Nevertheless she persisted.
  • You work full-time and sort the house and care for your mum's needs too.
    I understand not wanting to use your Sunday cleaning.
    Ignore me if it isn't even a vague possibility but could you get a cleaner maybe once a month so you can wrestle some control back?
    beanielou wrote: »
    I agree with dia about the cleaner.
    Though I think you said that your mum was not keen.
    I do think you should really consider it.
    There is only so much one person can do.

    Happy Sunday xx

    Yeah unfortunately Mum is 100% against it, I think I can do more than I do and I think I need to stop resenting stuff. I really could make life better and constantly apportioning blame to me, my mum and my family is not helping. It does not move anything forward.

    XXXX
    Nevertheless she persisted.
  • Sun_Addict
    Sun_Addict Posts: 24,060 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I feel for you because like me you always have that stumbling block of other blooming people xx :(
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.